Shopping is one of life’s most amazing pleasures. To be able to buy what you want but still maintain financial freedom is something that everybody wants. Modest Money gives you some tips and advice on how to be a wise and effective spender.
Deal Hunting in 2015, 3 Different Methods
In the days of old, shopping for deals was a Herculean effort. One had to call different retailers, hit the bricks in search of hidden treasures, or clip real analog coupons by the binderful. While these three techniques are still very much alive, saving big on routine purchases is made much easier by today’s consumer technologies. So for all of you who love to pay less, at … [Read more...]
How to Purchase Big Ticket Items
Purchasing the big items is a necessity in today’s modern life. From a new car to a new fridge, there’s no avoiding the need to buy them. Knowing how to approach them means that you don’t get yourself into trouble with money lenders or your credit report. For some, a big ticket item might mean anything more than $100, and for others the limit could mean thousands. However, the … [Read more...]
Meaningful Gifts on a Holiday Budget
If you are like us at Modest Money, the holidays are approaching and you haven’t finished your shopping. Perhaps my family is the exception, but I find them incredibly difficult to buy for. I have found the following approach serves me well, making each family member feel loved and appreciated, without spending too much or leaving anyone disappointed.1. Give Fun/Money. This … [Read more...]
Conquering Amazon: Get the Most Out of Black Friday
Black Friday kicks off the biggest shopping weekend of the year, but the best deals may not be in stores. If retailers learned anything from last year’s Cyber Monday sales—breaking $2 billion according to Yahoo Finance, beating Black Friday’s just over $1 billion in sales—it’s that customers want more online deals for holiday shopping. That isn’t to say that foot traffic for … [Read more...]
The Geek’s Black Friday
On Black Friday there are going to be some people who are kicking back their favorite chair with a turkey sandwich in hand. They’re not the ones who are going to be awake in the dark of the morning huddled in a shopping center parking lot, waiting for the stores to open with their doorbuster deals. The geek, and an increasing number of non-geeks, will be relaxing all weekend in … [Read more...]
12 Unusual Money Saving Tips
Saving money can sometimes feel so difficult. It seems that everywhere you shop, and every one you do business with is trying to squeeze every last dollar out of you. The small and sometimes not so small amounts you give them add up. At the end of the day many are left struggling to make ends meet.Sound familiar? It is to me. So I have put together some interesting and … [Read more...]
What’s Up With The Ghetto Retail Payment Processing in the US?
I think the US likes to think of themselves as a fairly tech savvy country. They might not be right at the forefront like some Asian countries, but technology is rather prevalent in the USA.According to US Census, in 2012 nearly 75% of households had internet access at home and almost 80% had a computer at home. These are higher rates than any other country in the world and … [Read more...]
Debating Buying the Entertainment Book This Year
First of all, I'm sure some of you might be wondering what this 'entertainment book' is all about. As far as books go, it's not all that entertaining a read. It does help you save money on all kinds of expenses including entertainment. The book is packed full of great coupons.I assume the Entertainment Book was originally focused on entertainment coupons, but that is just … [Read more...]
Ten Tips To Reduce Your Household Budget
The following is a guest post about household budget. If interested in submitting a guest post please read my guest post policy and then contact me.After a few initial costs organic will save you thousands over the years if administered correctly. Websites can provide you with all the information and equipment you need to create your own sustainable eco-hub of tasty, … [Read more...]
California Dreams: 5 Ways to Save Money in the Golden State
The following is a guest post about 5 ways to save money in the golden state. If interested in submitting a guest post please read my guest post policy and then contact me.Considering a move to California, but worried about living costs? Don't squander your dreams with worries of couch surfing and an empty wallet. Here are five tips to fulfill your West Coast dreams on a … [Read more...]
