Jeremy Biberdorf
By: Jeremy Biberdorf
Jan 16, 2024

Hiatus App Review 2025

Jeremy Biberdorf
By: Jeremy Biberdorf
Jan 16, 2024

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4.3/5

4.3 rating based on 5 ratings

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In a Nutshell: In today’s fast-paced world, managing personal finances efficiently is more crucial than ever. Amidst the plethora of financial management tools available, the Hiatus App has emerged as a noteworthy contender. This app promises to streamline the way users handle their monthly finances, aiming to simplify the complex task of bill management and subscription tracking.

Hiatus stands out for its unique approach to financial management. Unlike conventional apps, it goes beyond mere budget tracking, venturing into the realm of bill negotiation and subscription management. It’s designed to not only help users keep track of their finances but also actively work to reduce their monthly expenses.

The true charm of Hiatus lies in its ability to function as a multi-faceted financial assistant. From monitoring monthly bills and subscriptions to negotiating better rates for services, Hiatus offers an all-in-one solution for those looking to optimize their financial commitments. It’s an app that doesn’t just inform but actively intervenes to create savings.

 

Service TypeFees
Financial Management App$10 per month for Hiatus Premium
Pros & Cons
Pros
  • Automated bill tracking and subscription management.
  • Active negotiation of bills to potentially lower expenses.
  • User-friendly interface for easy financial overview.
  • Comprehensive account monitoring to avoid overdraft fees.
  • Customizable budgeting tools to align with financial goals.
  • Secure integration with bank and credit accounts.
  • Real-time alerts for upcoming bills and renewals.
  • Free basic version for basic budgeting and tracking.
Cons
  • Premium service fee is required for full feature access.
  • Some negotiating services may be limited to certain bill types.

What is Hiatus?

hiatus.app website

Hiatus is a revolutionary app aiming to transform the way individuals handle their financial lives. It’s not just about tracking expenses; Hiatus offers a comprehensive overview of a person’s financial accounts, including bank balances, credit card expenditures, and monthly subscriptions. This holistic approach provides users with a clear picture of their financial health.

Founded in 2016, Hiatus has quickly gained traction in the financial tech world. It has analyzed billions of dollars in transactions and garnered the trust of over a million users. Its success lies in its ability to bring all financial information into one accessible platform, simplifying the often overwhelming task of personal finance management.

Hiatus’s uniqueness stems from its proactive approach. Not only does it track your monthly bills and subscriptions, but it also assesses if you’re overpaying and takes action by negotiating on your behalf. It’s like having a personal financial assistant dedicated to ensuring you’re not unnecessarily overspending.

How Does the Hiatus App Work?

hiatus app

Hiatus functions as a comprehensive financial assistant. Its primary role is to automate the tracking of your monthly bills and subscriptions. This automation ensures that you’re always aware of your financial commitments and helps you avoid the pitfalls of forgotten subscriptions or unnoticed bill increases.

The app also proactively negotiates your bills. Whether it’s your cable, internet, or phone bill, Hiatus steps in to communicate with service providers, striving to reduce your monthly payments. This feature is particularly beneficial for those who find negotiating rates a challenging or time-consuming task.

Moreover, Hiatus is vigilant about your bank balances. It monitors your accounts to help you dodge overdraft fees, a common financial nuisance. By keeping an eye on your balances and alerting you to potential issues, Hiatus acts as a guard against unnecessary bank charges.

Hiatus App Features

hiatus app features

  • Bill Tracking: Monitors all your monthly bills and subscriptions.
  • Bill Negotiation: Actively negotiates bills to potentially lower costs.
  • Subscription Management: Helps identify and cancel unwanted subscriptions.
  • Budgeting Tools: Provides tools for setting and maintaining a monthly budget.
  • Account Monitoring: Tracks bank balances to prevent overdraft fees.
  • Customizable Alerts: Sends reminders for upcoming bills and renewals.
  • Secure Data Integration: Uses bank-level encryption for data security.
  • Net Worth Tracking: Offers insights into your overall financial status.

How Much Does the Hiatus App Cost?

Hiatus offers two tiers of service: a free basic version and a premium subscription. The basic version provides essential budgeting and tracking features, suitable for those looking to monitor their finances closely. For more advanced services, including bill negotiation and comprehensive account monitoring, Hiatus Premium is available at $10 per month.

Despite the fee for its premium service, Hiatus’s value proposition lies in its potential to save users much more than the monthly cost. By reducing bills and eliminating unnecessary subscriptions, the savings can quickly offset the subscription fee, making it a worthwhile investment for many.

Is the Hiatus App User-Friendly?

Ease of use is a critical aspect of any app, and Hiatus excels in this area. The app features a clean, intuitive interface that makes navigating through various financial details a breeze. Whether you’re checking your monthly bills, setting a budget, or reviewing your subscription services, the user experience is seamless and straightforward.

Hiatus’s design is focused on providing a clear, comprehensive view of your finances without overwhelming you with information. The dashboard is thoughtfully organized, presenting crucial data at a glance while offering deeper insights with just a few taps. This accessibility makes it an excellent choice for users of all tech-savviness levels.

Furthermore, the app integrates smoothly with various financial institutions, ensuring that linking accounts and syncing data is hassle-free. This ease of integration, combined with the app’s robust functionality, makes Hiatus a user-friendly option for managing your financial life.

Who is Hiatus Best For?

  • Busy Professionals: For those with hectic schedules, Hiatus offers a convenient way to stay on top of bills and subscriptions without dedicating hours to financial management.
  • Budget-Conscious Families: Heads of households will find Hiatus invaluable for tracking and optimizing household expenses, making it easier to adhere to a family budget.
  • Financial Newbies: Individuals new to managing their finances can benefit from Hiatus’s straightforward approach to budgeting and expense tracking.

Is the Hiatus App Worth It?

Considering the range of services Hiatus offers, it’s a valuable tool for many. The potential savings from bill negotiations alone can justify the premium subscription cost. Additionally, the convenience of having a centralized platform for all financial information can significantly simplify managing personal finances.

Final Thoughts

Hiatus stands out as a comprehensive financial management tool that goes beyond mere tracking. Its proactive approach to reducing bills and managing subscriptions can be a game-changer for many users. The app is user-friendly, making it accessible to a wide audience, from finance novices to seasoned budgeters.

For those seeking an efficient way to manage their financial lives, Hiatus is undoubtedly worth considering. Its blend of user-friendly design, practical features, and potential for financial savings makes it a standout choice in the crowded field of budgeting apps.

If you’re ready to take control of your finances and potentially save on your monthly bills, click here to learn more about Hiatus and get started.

Frequently Asked Questions

Hiatus employs bank-level 256-bit encryption, ensuring the highest level of security for your financial data. User privacy and data protection are top priorities for the app.

While Hiatus can assist in canceling most subscriptions, some may require direct user interaction. In such cases, Hiatus provides guidance for the cancellation process.

Hiatus provides general advice on budgeting and expense tracking but does not offer personalized financial planning services.

Currently, Hiatus is primarily available to U.S. residents, focusing on U.S.-based financial institutions and services.

Hiatus offers customer support via email and a comprehensive help center with articles on various topics, ensuring users get the assistance they need.

While some features are available without linking bank accounts, full functionality, including bill tracking and negotiation, requires account linking.

Hiatus’s unique feature is its bill negotiation service, which actively works to reduce your monthly expenses, setting it apart from typical budgeting apps.

Hiatus does not currently offer a trial period for its premium service, but users can start with the free version to explore basic features.

Jeremy Biberdorf

About the Author:

Jeremy Biberdorf is the founder of Modest Money. He’s a father of 2 beautiful girls, a dog owner, a long-time online entrepreneur and an investing enthusiast.