Jeremy Biberdorf
By: Jeremy Biberdorf
Jan 14, 2024

InstantFunding.io Review 2024

Jeremy Biberdorf
By: Jeremy Biberdorf
Jan 14, 2024

Disclosure

Disclosure: This page may contain affiliate links. This means we earn a small commission (at no additional cost to you) if you purchase a product through our links.
Disclosure: This page may contain affiliate links. This means we earn a small commission (at no additional cost to you) if you purchase a product through our links.
InstantFunding.io Logo

1/5

1.0 rating based on 5 ratings

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In a Nutshell: InstantFunding.io is a UK-based proprietary trading (prop) firm that offers funding programs to Forex traders. The firm brings cutting-edge technology to the trading landscape, providing traders with a unique experience and a multitude of prop trading opportunities.

The firm has grown quickly since its launch in June 2022, claiming to have already funded over 10,000 traders. Its services are utilized in more than 180 countries worldwide. Read my full InstantFunding.io Review below to see why we think they’re just getting started.

Service TypeFees
Forex Funding Program$79 - $3460

InstantFunding.io App Screenshot

Pros & Cons
Pros
  • A multitude of funding programs.
  • No minimum/maximum time limits for trading.
  • Offers up to a 90% profit split.
  • Instant access to trading accounts via an automated dashboard.
Cons
  • Pricing might be expensive for novice traders.
  • Absence of external verification for their claim of funding 10,000 traders.

InstantFunding.io Overview

Initial Capital$1,250 – $200,000
Price Range$79 – $3460
Profit Split70% – 90%
Daily Loss3% – 5%
Max Drawdown3% – 10%
Profit Target10%
Tradable ProductsForex, Metals, Indices, Crypto

What is InstantFunding.io?

instantfunding.io website

InstantFunding.io is a proprietary trading firm established in June 2022, specializing in the Forex market. Their mission is to support traders by providing a range of funding programs tailored to various trading needs. These include Instant Funding, One-Phase, Two-Phase, Smart Drawdown, and Conventional Drawdown.

By offering these programs, InstantFunding.io seeks to optimize trading opportunities and enhance traders’ potential in the dynamic world of Forex. Click here to learn more about the day in the life of a prop trader.

External InstantFunding.io Reviews & Ratings

SiteRating
Trustpilotinstantfundingio trustpilot review

Firsthand User Experience with InstantFunding.io

To save you some time, I read through all of the Instant Funding reviews I could find. Here are some of the most informative reviews from traders who have experienced the platform firsthand:

“Instant Funding was great and I will definitely be using them again. The platform was easy to use and container service was very helpful answering all the questions I had. I highly recommend Instant Funding and I’m si glad I found them.”
“I was pleasantly surprised by how smoothly the process of getting a Funded Account has been made. I was set to begin trading within a few hours. The experience has made me very likely to recommend this company to others.”
“I can honestly recommend Instant Funding. I have a 25k funded account (type: 1 fase challenge). I indeed received the payout via Deel.com after hitting the required 5% profit. The payment was received within 1 or 2 workingdays. So very nice and quick.”
“I recently bought an Instant Funding account using a promo code, which gave a 12,5K challenge account for free. The dashboard/portal is working very well, account details were received on a very short notice via email. No issues with the broker or anything like that. so far,all going very smooth and well. Support is quick in providing feedback. Overall an excellent prop firm for both instant funding and prop firm challenges.”

InstantFunding.io Customer Review Analysis

With a 4.7 out of 5 rating on TrustPilot, users have a lot of good things to say about InstantFunding.io. For starters, users often mention how simple and straightforward the trading rules are. Another common theme I found in the InstantFunding.io reviews was how quick and painless payouts were.

Like every prop trading firm in the industry, there are some InstantFunding.io negative reviews. Like most of the InstantFunding.io competitors, the negative reviews are usually from traders that either failed the evaluation or got their accounts banned for rules violations.

To go even deeper into the user experience, you can consider following some Instant Funding Reddit reviews. As someone who read through them myself, I must warn you that the InstantFunding.io Reddit reviews aren’t helpful in gaining a thorough understanding of the company’s offerings. The comments are all over the board, making it difficult to draw any meaningful inferences.

How InstantFunding.io Works

InstantFunding.io allows traders to showcase their trading skills by taking on challenge accounts. Traders can select from multiple challenge models, each with its unique set of parameters such as drawdown limits, profit targets, and leverage, which play a crucial role in determining their trading activities.

Once the challenge is passed, traders get access to real money accounts. Traders can manage these accounts according to the firm’s relaxed rules and guidelines while keeping their trading journey smooth and efficient.

InstantFunding.io’s Trading Programs

InstantFunding.io offers an impressive array of trading programs, each tailored to cater to the diverse needs and strategies of traders. These programs are designed to accommodate various levels of experience and trading styles, ensuring that both novice and seasoned traders find a suitable platform for their activities. The key trading programs include:

  • Instant Funding Program: This program is aimed at traders seeking immediate access to trading funds. It offers a competitive profit split ranging from 70% to 90%, depending on the trader’s performance.
  • One-Phase and Two-Phase Challenges: These challenges are designed for traders who enjoy testing their skills under simulated market conditions. Successful completion of these challenges leads to access to larger funded accounts.
  • Smart Drawdown Program: This innovative program provides a flexible drawdown limit, allowing traders to manage their risks more effectively.
  • Conventional Drawdown: Ideal for conservative traders, this program offers a more traditional approach to risk management with fixed drawdown limits.

Each program is meticulously structured, providing clear guidelines and objectives. This structure not only promotes a disciplined approach to trading but also offers traders the opportunity to escalate their trading capacity based on their success and adherence to the firm’s rules.

Cutting-edge Technology

  • Automated Dashboard:io’s trading platform is anchored by an automated dashboard. This feature provides traders with real-time access to their account status, performance analytics, and the ability to request payouts. Its intuitive design ensures ease of use, even for those new to trading.
  • Advanced Analytics Tools: The platform includes advanced analytical tools that allow traders to track their performance, analyze market trends, and make informed decisions based on real-time data.
  • Security and Reliability: The technology employed by InstantFunding.io emphasizes security and reliability. The platform incorporates the latest in cybersecurity measures to protect trader data and financial transactions.

Compliance with Trading Rules

To ensure fair and disciplined trading, InstantFunding.io enforces several key rules:

  • Daily Loss Limit: A set percentage of the account balance, ensuring traders do not incur significant losses in a single day.
  • Maximum Drawdown: This rule prevents traders from losing more than a predetermined percentage of their account balance over time.
  • Profit Target: Traders are expected to reach a certain percentage of profit to qualify for payouts.
  • Trading Hours: Restrictions on trading during major news events or outside market hours.

Profit Split and Target

The profit split and target at InstantFunding.io vary depending on the chosen program. Typically, traders can expect a profit split ranging from 70% to 90%. This means that traders retain a substantial portion of the profits earned, incentivizing performance and strategic trading.

The profit target is a predetermined goal set by the firm, which traders must achieve to qualify for their share of the profits. This system encourages traders to focus on consistent and profitable trading.

Payouts and Instant Accounts

  • Payout Mechanism: Payouts at InstantFunding.io are processed through Deel, allowing for a variety of payment methods like crypto, PayPal, and bank transfers. This flexibility ensures that traders globally can receive their earnings in a convenient manner.
  • Instant Account Access: Upon signing up and meeting the necessary criteria, traders gain immediate access to their accounts. This feature allows them to start trading without delays, providing a seamless transition from registration to active trading.

Trustworthiness and Transparency

While the firm claims to have funded over 10,000 traders, this claim has yet to be externally verified. However, testimonials on their website indicate that traders appreciate their quick responses, favorable rules, and prompt payouts.

InstantFunding.io is transparent about its programs, providing traders with all the necessary information they need to make informed decisions. This transparency aids traders in navigating potential scam sites and hidden costs, ensuring they make conscious, informed trading decisions.

Scaling Plans and Future Potential

In just a year since its establishment, InstantFunding.io has demonstrated rapid growth and potential. But the firm isn’t resting on its laurels – they have exciting scaling plans for the future, aimed at providing even more efficient and supportive services to Forex traders worldwide.

One of the key features of InstantFunding.io’s growth strategy is the continuous enhancement of their advanced trading platform. The firm’s commitment to integrating more cutting-edge trading tools demonstrates its intent to provide an evolving, state-of-the-art environment for its traders. With this approach, traders can look forward to an even more dynamic trading experience, equipped with the latest tools and functionalities to optimize their trading strategies.

InstantFunding.io is also actively working on expanding its range of funding programs, intending to cater to an even broader range of trading preferences and strategies. The firm understands that the trading landscape is constantly evolving and aims to stay at the forefront by offering diverse and adaptable funding solutions.

The firm’s focus on maintaining a high standard of transparency, integrity, and respect towards its traders also continues to play a central role in its growth strategy. As the firm expands its offerings, it continues to prioritize the needs and satisfaction of its traders, focusing on clear communication, prompt service, and fostering a supportive trading community.

In addition to the firm’s future plans, InstantFunding.io is also planning to delve deeper into providing educational resources for Forex traders. The firm recognizes the importance of continuous learning in the dynamic world of Forex trading and aims to support its traders’ growth through a comprehensive range of learning materials and resources.

Compliance with Trading Rules & Conscious Trading

Navigating the intricate landscape of Forex trading demands a blend of discipline, risk awareness, and a robust strategy. With its clear emphasis on trading rules compliance and fostering a conscious trading experience, InstantFunding.io sets itself apart as a prop firm geared towards trader growth and success.

Trading Rules: The Foundation of Disciplined Trading

InstantFunding.io is acutely aware of the importance of well-structured, comprehensive trading rules. This prop firm enforces rules that cater to the protection of both the traders and the firm itself. From drawdown limits to profit targets, InstantFunding.io provides a clear framework for traders to confidently execute their trading activities.

Embracing a Supportive Approach to Compliance

While trading rules can sometimes be intimidating, especially for novice traders, InstantFunding.io provides an extensive support system to ensure that traders comprehend and effectively navigate these rules. Their dedicated customer support team is always at hand to provide prompt answers and clarifications, thereby promoting an environment of clarity and assurance.

Conscious Trading: Empowering Traders with Tools & Resources

Moving beyond mere rule enforcement, InstantFunding.io also places a significant emphasis on fostering a conscious trading experience. The firm achieves this by equipping traders with cutting-edge tools and resources that can enhance market understanding, improve trading skills, and empower strategic trading decisions. This not only encourages traders to take the helm of their trading journey but also instills a sense of self-confidence and autonomy.

Cross Markets Proprietary Trading: Diversifying Trading Strategies

In its commitment to a comprehensive trading experience, InstantFunding.io provides opportunities for cross-markets proprietary trading. This allows traders to diversify their strategies across various markets, thereby broadening their trading skills and market knowledge.

The InstantFunding.io Advantage

InstantFunding.io’s emphasis on trading rules compliance and conscious trading safeguards both the firm’s interests and those of its traders. Moreover, it contributes to the overall growth and success of its trading community. With its comprehensive and trader-centric approach to Forex trading, InstantFunding.io is undoubtedly a prop trading firm that stands apart from many others in the industry.

Who Is InstantFunding.io Best For?

In the world of forex trading, different types of traders thrive under different circumstances. InstantFunding.io has tailored its offerings to suit a wide variety of traders, from the novices taking their first steps in the forex market to the seasoned professionals with years of experience. Here’s a closer look at the types of traders who I believe can benefit most from InstantFunding.io’s services:

Novice Traders

For those new to forex trading, InstantFunding.io offers a supportive and informative environment that can foster growth and learning. Its variety of programs and pricing, relaxed trading rules, and cutting-edge tools provide beginners with a solid foundation to start their trading journey. The provision for instant account access, coupled with an automated dashboard, makes the initiation process seamless and less intimidating.

Experienced Traders

Seasoned forex traders who are keen to leverage their skills can benefit from InstantFunding.io’s advanced programs and high-leverage offerings. Their real-money accounts offer a sense of reality that simulators can’t replicate. Additionally, the relaxed rules and high profit splits make it an enticing option for experienced traders looking for flexibility and higher earnings.

Risk-Conscious Traders

InstantFunding.io’s strong emphasis on rule compliance and risk management makes it an excellent choice for risk-conscious traders. These traders can benefit from clear drawdown limits and well-structured rules, which play a crucial role in minimizing trading risks.

Traders Seeking Growth

Traders aiming to upgrade their trading skills and strategies will appreciate the opportunity for progression that InstantFunding.io’s Scaling Plans provide. These plans are designed to increase the funded account size incrementally based on the trader’s performance, enabling them to grow at their own pace.

Global Traders

With its offering extending to over 180 countries, InstantFunding.io is a suitable choice for traders looking to interact with global markets. Its payout system, backed by Deel, allows for smooth and versatile global transactions, making it an excellent choice for traders residing in various parts of the world.

Ultimately, InstantFunding.io’s approach to forex trading—characterized by its diverse programs, relaxed rules, powerful tools, and trader-friendly policies—makes it a good fit for traders at different stages of their trading journey and with varying trading styles.

InstantFunding.io Alternatives

If you don’t match one of the aforementioned categories fret not, there are plenty of other quality prop trading companies out there. Any dive into InstantFunding.io’s competitors without the mention of Apex Trader Funding would be unjust.

Apex Trader Funding

Apex Trader Funding Logo

Apex Trader Funding’s One-Step Evaluation Process has made them a favorite among day traders. With simple rules and non-restrictive trading rules, Apex Trader Funding has a lot to bring to the table. My Apex Trader Funding review will tell you all you need to know to assess whether it is right for you.

City Traders Imperium

City Traders Imperium Logo

Another instant funding prop firm presenting an advantageous opportunity for traders is City Traders Imperium. Highly regarded for their amazing customer service and generous profit share, profitable traders have a lot of good things to say about City Traders Imperium. My City Traders Imperium review will shed more light on their benefits.

Earn2Trade

Earn2Trade Logo

Earn2Trade is known for its comprehensive trader education and evaluation program. They provide a unique blend of educational resources combined with a trading challenge, making it ideal for traders who are still learning or want to prove their skills.

Their platform boasts advanced analytical tools and a supportive customer service team, making it a suitable alternative for those who prioritize learning and support in their trading journey.

TopstepFX

TopstepFX Logo

TopstepFX focuses primarily on Forex trading. They offer a straightforward evaluation process, and successful traders are funded with real money accounts. Known for its favorable profit split and relatively relaxed trading rules, TopstepFX is an excellent alternative for traders who are looking for a balance between fair profit sharing and manageable trading conditions.

Final Thoughts

As a relatively new player in the proprietary trading landscape (Check out our list of Best Prop Trading Firms), InstantFunding.io has made significant strides. Their approach, which offers various funding programs and powerful trading tools, has the potential to redefine the Forex trading experience.

The company’s commitment to empowering traders and providing instant access to funding is a game-changer. Traders can expect a smooth trading journey with InstantFunding.io, free from the often restrictive time limits found in other prop firms.

With relaxed trading rules and the potential for high profit splits, the firm offers a competitive trading environment. However, traders should remain mindful of the unverified claim about the number of funded traders.

Overall, InstantFunding.io offers a compelling proposition for Forex traders. Their commitment to using cutting-edge technology and promoting informed trading decisions, coupled with the potential to earn significant profits, makes them a noteworthy company I believe deserves consideration in the landscape of prop firms.

Click here to get started today.

Frequently Asked Questions

Yes, merging accounts is possible with two distinct approaches. The first method involves scaling, where you can easily double the account size. For instance, if you purchase two standard accounts of $40,000 each, they can be combined into a single account valued at $80,000, maintaining conventional features such as an 8% drawdown and a 10% scaling target.

The second method is merging, which effectively doubles the drawdown limit. In this scenario, acquiring two $40,000 accounts allows you to create a single $40,000 account but with a 16% drawdown.

Their services are available worldwide, with a few exceptions. To use their services, you need to be at least 18 years of age. However, they are currently unable to provide services to individuals located in or originating from Iran, Syria, or North Korea.

Yes, as long as your expert advisor does not break any rules, users are allowed to trade with EA’s on InstantFunding.io

The maximum leverage allowed with Instant Funding is 1:100

Traders must be at least 18 years old to open an account with InstantFunding.io. This age requirement ensures that all users are legally capable of entering into binding financial contracts, aligning with global trading and legal standards.

Yes, automated trading systems (EAs) are permitted as long as they comply with the firm’s trading rules. Traders using EAs must ensure their strategies adhere to all risk management and operational guidelines set by InstantFunding.io to maintain account integrity.

Profits can be withdrawn through Deel, which supports various methods like crypto, PayPal, and bank transfer. This flexible payout system is designed to accommodate traders from different geographic locations, offering them convenient and efficient access to their earnings.

InstantFunding.io’s services are not available to individuals in Iran, Syria, and North Korea. These restrictions are in compliance with international trade and financial regulations, ensuring the firm operates within legal boundaries.

Violating trading rules can result in account suspension or termination. This policy is enforced to maintain a fair and disciplined trading environment, ensuring all participants adhere to the same standards and practices.

Payout requests can typically be made monthly, but this may vary depending on the specific program. This payout structure is designed to provide a balanced approach between rewarding successful trading and maintaining adequate capital within trading accounts.

Traders can have multiple accounts, subject to certain conditions like merging or scaling. This flexibility allows traders to manage their risks and strategies more effectively, tailoring their trading experience to their individual needs and goals.

InstantFunding.io offers trading in Forex, Metals, Indices, and Cryptocurrencies. This diverse range of tradable instruments provides traders with ample opportunities to diversify their portfolios and engage in various markets, enhancing their trading experience.

Jeremy Biberdorf

About the Author:

Jeremy Biberdorf is the founder of Modest Money. He’s a father of 2 beautiful girls, a dog owner, a long-time online entrepreneur and an investing enthusiast.