Is Kubera Legit?

Jeremy BiberdorfBy: Jeremy Biberdorf

February 14, 2023February 14, 2023


Kubera is a popular online platform that promises to track your net worth and provide you with a comprehensive overview of your financial situation. With the increasing reliance on technology to manage our finances, many users are turning to Kubera to help them keep track of their assets, liabilities, and investments. However, with the sensitive nature of financial information, it’s natural to wonder if Kubera is legitimate and can be trusted with all of your financial data.

In this blog, we will take a closer look at Kubera, its features, and what users are saying about the platform to help you determine if it’s the right tool for you. But to cut right to the chase, yes Kubera is legit. And from everything we can see, Kubera is worth it.

Kubera is a secure and reliable platform to help you manage your finances. The platform utilizes the highest level of encryption to protect your data, and no one can access your information without your permission. Additionally, all of your financial information is stored in a secure cloud server, so you can rest assured that your information is safe and secure. Lastly, it was refreshing to find a retail investment platform that didn’t consistently push users to speak to a financial advisor.

If you’re not already familiar with the specific services and features, be sure to check out our Kubera Review, for a detailed overview.
Learn More About Kubera

Company History and Experienced Leadership

Kubera was founded by a team of experienced entrepreneurs who previously created successful companies like Webyog (database tools) and Newton (a popular email app). After taking time off and helping friends with their startups, the founder, Rohit Nadhani, found himself needing a better way to keep track of his own assets. He was unimpressed with the existing solutions on the market and wanted something that was both easy to use and had purpose-built sharing controls.

After teaming up with his former colleagues Manoj and Umesh, the team decided to build Kubera, a platform to help others manage their assets, both traditional and non-traditional. They aimed to create a simple spreadsheet-style interface to list assets, automatic fetching of asset values, support for multiple currencies and crypto, and a document vault to store important documents. The platform is designed to be safe and secure, with no ads and no spying or selling of user data.

Today, thousands of households use Kubera to track their assets worth a total of $20.528 billion. The company has achieved its goal of providing a simple and effective platform for managing assets, and has gained a positive reputation for its clean, easy-to-use design and commitment to user privacy.

Customer Reviews

Kubera is an online service, much like Personal Capital, which can help simplify your finances and make it easier to keep track of your assets, liabilities, and investments. With the ability to connect directly to popular crypto wallets,  investment accounts, bank accounts. And asset categories like collectibles, precious metals, private investments, digital assets, crypto currencies, and even domain names. Whether you’re a seasoned investor looking for a comprehensive overview of their financial situation, or an individual just getting started, Kubera provides a secure and reliable way to manage your finances, and financial portfolio.

Reviews of the service are overwhelmingly positive, with users praising Kubera for its ease of use, bank-level security, and ability to track multiple currencies. With over 470 reviews and an average rating of 4.7/5, 96% of verified users recommend the tool. I also found it particularly impressive that with almost 500 reviews, Kubera has not received a single 1-star review.

The following are verified subscriber reviews from

“Kubera is one of those services that you can’t live without. I’m able to track real estate, vehicles, crypto prices, stocks, credit card balances, banking, and much more all with bank level security. I’ve tried many services including a plain old Excel file, but nothing else compares. Give Kubera a try and you won’t be disappointed.”

“So much better than manually aggregating all this stuff in Google Sheets!

3 big advantages:

It’s automatic, so I don’t need to log into everything every month and update values.

It handles multiple currencies well, which are hard to track diligently in a simple spreadsheet.

It makes it way easier to look through history instead of the point-in-time snapshot you get in a spreadsheet.”

Is my Data Secure?

At Kubera, your sensitive financial information is in good hands. To connect to your bank and brokerage accounts, Kubera uses trusted third party financial account aggregator services, including Plaid, Mastercard, Yodlee, Flinks, Lean, Akahu, and Salt Edge. Your banking credentials are entered directly on the aggregator’s official pages, ensuring that Kubera never sees your sensitive information.

For crypto exchanges and wallets, your account credentials are entered directly on the official oAuth pages of the respective service. For connections that require API keys and passphrases, Kubera only requests read-only permissions, ensuring that they cannot make transactions on your behalf. And for certain blockchain wallets, Kubera only requires the blockchain address.

Moreover, Kubera employees who have access to encryption keys are bound by a legal agreement to not access the user data, adding an extra layer of security. They have also implemented two-factor authentication for additional protection. Additionally, it’s important to note that Kubera does not sell any user data and when it needs to be shared with third parties, it is done so without being sold. Lastly, should a user decide to delete their account, Kubera promises to immediately remove the data from their primary database and within 30 days, from any backups.

Your financial security is a top priority for Kubera, and they go to great lengths to ensure that your sensitive information remains safe and secure.

Final Thoughts – Is Kubera Legit?

Kubera is a legitimate platform that provides a secure and reliable way for individuals to manage their finances. Founded by experienced entrepreneurs, Kubera has a strong commitment to user privacy and security. The platform is designed with the highest level of encryption and uses trusted third-party financial account aggregators to protect sensitive financial information.

With a positive reputation for its clean design and ease of use, Kubera has been well-received by users, with an average rating of 4.7/5 from over 470 reviews and 96% of verified users recommending the tool. Moreover, Kubera’s security measures are top-notch, ensuring that sensitive financial information is kept safe and secure.

Based on our analysis, we provide a final verdict that Kubera is a legitimate platform that can be trusted with your financial information. For those considering doing business with Kubera, we highly recommend the platform for its comprehensive tracking of assets, liabilities, and investments, and its commitment to user privacy and security. Click here to get started with Kubera today!

Get Started With Kubera

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Jeremy Biberdorf
Jeremy Biberdorf

About the Author:

Jeremy Biberdorf is the founder of Modest Money. He's a father of 2 beautiful girls, a dog owner, a long-time online entrepreneur and an investing enthusiast.

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