Is Motley Fool Rule Your Retirement Legit?

Jeremy BiberdorfBy: Jeremy Biberdorf

June 13, 2023June 13, 2023

Motley Fool Rule Your Retirement

Investing for retirement can seem like a daunting task. With so many variables to consider and an overwhelming number of investment strategies to choose from, many people turn to financial guidance and subscription services to guide them.

One such service is the Motley Fool Rule Your Retirement, but the question is, is it legit? In this article, we’ll delve into the details to help you decide if this premium service is right for you.

Learn More About Motley Fool Rule Your Retirement

Background on The Motley Fool

Founded by David Gardner and his brother in 1993, The Motley Fool has made a name for itself in the world of financial guidance. The company’s mission is to help people achieve financial freedom through smart investing. It offers a wide range of services, from free content on their website to premium services like Stock Advisor, Rule Breakers, and Rule Your Retirement.

The Motley Fool Rule Your Retirement is a service designed specifically for those planning for retirement. It tackles issues from Social Security and estate planning to investing in mutual funds, individual stocks, and real estate. It is not only for those nearing retirement but also for any investor looking to plan for their future.

The Motley Fool has proven its legitimacy over the years by offering reliable, well-researched financial guidance and insights. Whether you are a new investor just starting out or an experienced investor looking for in-depth analysis and recommendations, The Motley Fool has a service that caters to your needs.

The founders, David and Tom Gardner, have been active in the investment community for nearly three decades and have brought their expertise and passion for educating the public to their company. They have authored several best-selling books on investing and have appeared in the media frequently to discuss market trends and provide investment guidance.

The Motley Fool’s services go beyond just stock recommendations. They provide actionable insights and guidance on various financial topics, like estate planning, managing retirement funds, navigating Social Security, understanding mutual funds, and how to build a diversified portfolio with individual stocks and real estate investments. They strive to simplify complex financial concepts, making them accessible and understandable to the everyday investor.

Motley Fool Rule Your Retirement is a prime example of The Motley Fool’s commitment to making financial planning and investing easy to understand. It provides subscribers with a wealth of resources, including financial calculators, model portfolios, case studies, interviews with financial experts, and a highly active member discussion board. All these resources are geared towards helping subscribers plan for a secure and enjoyable retirement.

One of the standout aspects of Rule Your Retirement is its focus on education. The service doesn’t just tell you what to do; it explains why you should do it, empowering you to make informed decisions about your financial future. Whether you’re just beginning to think about retirement planning or you’re already retired, Rule Your Retirement has insights and guidance to help you make the most of your money.

Click here for a list of top investment newsletters like The Motley Fool.

Key Features of Motley Fool Rule Your Retirement

Motley Fool Rule Your Retirement offers a myriad of features to aid in personal finance management and retirement planning:

  • Monthly Stock Recommendations: This service provides you with a comprehensive list of high-growth stocks, handpicked and thoroughly analyzed by The Motley Fool’s team of experts. The idea is to help you build a diversified stock portfolio that can grow over time.
  • Investment Strategies: Get guidance on a wide range of investment strategies tailored for retirement, from investing in individual stocks and mutual funds to real estate and other alternative investments.
  • Financial Guidance: The service covers important topics such as Social Security, retirement income issues, and estate planning, providing crucial financial guidance to ensure you are well prepared for retirement.
  • Model Portfolio: A model portfolio is offered to guide your investments and to help you build a balanced and diversified portfolio.
  • Community Access: Subscribers gain access to The Motley Fool’s online community, where you can interact with fellow investors, exchange investment ideas, and learn from experienced investors.

Is Motley Fool Rule Your Retirement Worth It?


  1. Comprehensive Coverage: The service provides a well-rounded view of personal finance management, from investing in the stock market to understanding Social Security and retirement income issues.
  2. Experienced Team: The Motley Fool team, including David Gardner, has a reputation for providing strong investment guidance, particularly with their stock picking services.
  3. Community Access: The online community can be invaluable for both novice and experienced investors. It allows members to learn from each other, share experiences, and discuss market news and investment ideas.
  4. 30-day Money-Back Guarantee: If you’re not satisfied with the service, The Motley Fool offers a 30-day money-back guarantee. This shows the company’s confidence in its product and reduces risk for subscribers.

Potential Drawbacks

  1. Cost: As a premium service, the subscription cost may be a barrier for some. However, promotional prices are often available, and the potential return on investment can justify the cost.
  2. Focused on the US Market: The service mainly focuses on the US market, so it may not be as useful for those investing in other regions.

Other Premium Services Offered by The Motley Fool

In addition to the Rule Your Retirement service, The Motley Fool also offers several other premium services designed to cater to a variety of investor needs and preferences. Let’s explore them below:

  • Motley Fool Stock Advisor: This is The Motley Fool’s flagship service, co-headed by the company founders, David and Tom Gardner. Subscribers receive monthly stock recommendations, each founder suggesting one stock every month. The service is well-known for its high-growth stock picks, and it also provides a wealth of information about investing in the stock market.
  • Motley Fool Rule Breakers: This service focuses on identifying high-growth, innovative companies that have the potential to be tomorrow’s market leaders. It’s particularly suitable for investors with a higher risk tolerance who are seeking aggressive growth.
  • Motley Fool Everlasting Stocks: In this service, Tom Gardner shares his personal investment strategy and allows subscribers to follow along with his own real-money portfolio, making the same trades he does.
  • Motley Fool Options: This service provides guidance on options trading, with recommendations for buying and selling options on stocks. It is designed for investors who want to pursue a more active trading strategy.

Each of these services comes with a separate subscription fee and its unique focus, ensuring that The Motley Fool has a service that caters to a wide range of investment strategies and risk tolerances.

Final Verdict: Is Motley Fool Rule Your Retirement Legit?

After a detailed review of Motley Fool Rule Your Retirement service, we can confirm that it is indeed a legitimate service. With its comprehensive financial guidance, monthly stock recommendations, experienced team, and the backing of The Motley Fool brand, it offers a reliable resource for those planning for retirement.

That said, as with all investment advice services, what works for one person may not work for another. It’s important to consider your financial situation, risk tolerance, and retirement goals when deciding if this service is right for you. If you’re unsure, take advantage of the 30-day money-back guarantee to try out the service.

Whether you’re an English teacher, a financial advisor, or anyone else preparing for retirement, Motley Fool Rule Your Retirement could be a valuable tool in your retirement planning arsenal. It’s not just about the stock picks; it’s about understanding the complexities of retirement and having a trusted resource to guide you on your journey. Start your journey today.

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Jeremy Biberdorf
Jeremy Biberdorf

About the Author:

Jeremy Biberdorf is the founder of Modest Money. He's a father of 2 beautiful girls, a dog owner, a long-time online entrepreneur and an investing enthusiast.

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