Lofty AI Review 2025

What is Lofty AI?

Lofty AI is a pioneering platform enabling individuals to engage in fractionalized real estate investing through tokenized shares of rental properties. The platform, built upon the Algorand blockchain, represents each token as a specific percentage of a particular property.

Investors on Lofty not only gain the opportunity to collect rent based on their token holdings but also partake in the potential appreciation of property values over time. Unlike traditional real estate investment models, Lofty merges the principles of crypto and blockchain to simplify and diversify property investment strategies for both seasoned investors and newcomers.

By offering a unique blend of technology and real estate, Lofty aims to make property investments as straightforward and accessible as trading stocks or cryptocurrencies.

While the platform has earned a reputation in the online real estate space, potential investors are encouraged to understand its tokenized nature, the blockchain it operates on, and the fees associated before diving in.

Keep reading to learn more about how Lofty works, its top features, and more, so you can decide for yourself if it’s right for you.

External Lofy AI Reviews & Ratings

Here are some reviews from traders who have experienced the platform firsthand:

How Does Lofty Work?

Lofty is a tokenized real estate platform that leverages the Algorand blockchain to sell its tokens. Each token represents a certain percentage of a given property. For example, a $750,000 property might be broken up into 10,000 $75 tokens, with each one equating to a 0.01% stake.

Investors simply scroll the Lofty.ai website to browse properties. Each property provides key information, including the anticipated CoC Return and the Projected IRR, key rental property investment metrics.

Once you’re set on a property, it’s just about as easy as clicking the purple “Invest” button. At the time of your first investment, Lofty will generate a unique wallet for you that allows you to store your Lofty tokens. From then on, you can collect rent on your tokens or sell them on Lofty’s secondhand market.

The major drawback of this, of course, is that your Lofty tokens won’t have value anywhere else besides on Lofty’s market.

Lofty Features

Lofty.ai provides an array of unique features that help set it apart from other online real estate investment platforms, including the following:

• Tokenized real estate – Most online real estate investment platforms do allow fractional investing, but it isn’t tokenized. Crypto enthusiasts will appreciate this aspect of Lofty.
• Algorand blockchain – The Algorand blockchain hosts Lofty’s token offerings. According to the lofty.ai site, Algorand has smaller fees and faster transfer rates than other popular blockchains.
• Appreciation and daily dividends – Not only do Lofty investors get daily rental income, but they can withdraw it at any time. Plus, the property value can appreciate over time, which will be reflected in the value of your associated Lofty tokens.
• Liquidity – There’s no lock-up period with Lofty. You can list your ownership for sale on their marketplace at any time, plus you can withdraw your dividend income at any time.
• Convenience and accessibility – Finding a property to purchase and then manage takes a considerable amount of time, energy, expertise, and expenses. With Lofty, you can become an investor in fractional real estate in a matter of minutes.

Lofty Fees

Lofty does not offer any particular pricing or plans. Rather, it makes money through fees. There are three main types of fees:

• Token purchase fees
• Selling fees
• Listing fees

Listing fees are only if you want to list your own property on Lofty’s marketplace. Token purchase fees and selling fees are fairly self-explanatory, and they range from 0%-5% of the purchase value, plus $0-$0.30 per transaction.

Is Lofty Worth It?

Lofty.ai, or Lofty for short, may be an attractive investment option for people who want a simple way to invest directly in real estate through fractional, tokenized investing.

In particular, Lofty will likely appeal to younger investors and those interested in crypto and blockchain technology.

While Lofty does many things well, it also has a few drawbacks. One thing you can be sure of, however, is that Lofty is legitimate and not a scam. So far, it’s earned a 4.4 rating on Trustpilot.

Click here to check out Lofty for yourself and see if it aligns with what you’re looking for in an online real estate investment platform.