M1 Finance App Review: Best Mobile Investing App?

Bob HaegeleBy: Bob Haegele

October 20, 2021October 20, 2021

In a nutshell: The M1 Finance mobile app allows you to invest, manage, and profit wherever you are. Our M1 Finance review sees this as a groundbreaking mobile investing app.

Pros and Cons of the M1 Finance App


  • Completely free investing app
  • Incredibly simple to navigate
  • Deposit and invest on the go


  • No human support
  • Only stocks and ETFs are available

M1 Finance Mobile App Review Introduction

Our complete review on M1 Finance focuses mainly on the way the platform works on the web. The mobile experience mirrors the same experience you get on your laptop.

Unlike other mobile apps, which are often lacking in major features, M1 Investing is unique in that it preserves the functionality of its product when accessed via the app.

When you invest with M1 on the app, you can still invest completely free of charge. There are no commissions, trading fees, or management fees.

Many investors actually choose to invest and manage their portfolios via the M1 Finance app exclusively.

Continue reading our M1 Finance mobile app review to find out more about what you can do on the app.

What is the M1 Finance Mobile App?

M1’s app is one of the few investing apps that is genuinely free to use. There has never been a better time to invest because you pay nothing to do it.

There are no asset management fees, trading fees, or commissions. Also, there’s no minimum amount required to open your account and start trading.

M1 Investing makes money via its other services, such as offering loans and providing checking accounts.

M1 Mobile App FAQ

Ready to start investing from your smartphone? Here are the answers to some common questions.

Is M1 compatible with my device?

Yes, M1 is available on both iOS and Android devices. However, due to the advanced nature of the app, you may need to update your device before you can use it.

Is my account secure when investing on the go?

Yes, M1 works hard to secure accounts and prevent data breaches. You will need to complete several identity checks when you create an account for this reason.

Does the M1 Finance mobile app provide real-time data?

M1 Finance’s app is extremely stable and can cope with the fast movements of the markets. There’s no lag and no loading issues, thus enabling you to keep up with whatever’s going on within the markets.

M1 Finance Mobile App: Is it Right for You?

Mobile apps are so often poor imitations of a web platform. Unlike other robo-advisors, M1 has put everything it has into creating a great mobile experience.

At Modest Money, we believe the M1 app is one of the best mobile offerings on the market. You can also find out more about why we love M1 in our complete M1 review.

If you want to download the M1 app, use our Modest Money link and start investing for free now.

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Bob Haegele
Bob Haegele

About the Author:

Bob Haegele is a personal finance writer, entrepreneur, and dog walker. He's a money management expert and investing connoisseur. Bob has been writing about personal finance for three years and now manages several personal finance sites, including The Frugal Fellow and Modest Money. You can also find him contributing to popular websites such as GOBankingRates, Bankrate, and Insurance.com. You can see more of his work on Muck Rack and Contently, or connect with him on LinkedIn.

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