Microsoft Money vs Quicken 2025: Which is better?
Disclosure
This page may contain affiliate links. This means we earn a small commission (at no additional cost to you) if you purchase a product through our links. In the world of personal finance management, having the right software can make a world of difference in helping you take control of your finances. Two major contenders in this arena are Microsoft Money and Quicken.
In this comprehensive comparison, I will dive deep into the features, functionalities, and overall performance of both platforms to give you a well-rounded perspective.
| Microsoft Money is Better for: | Quicken is Better for: |
| Beautifully designed software | Professional-grade personal finance tools |
| Flexible use on both computers and mobile | Comprehensive business finance tools |
| Online bill payment and investment quotes | Extensive customer support |
Introducing the Platforms
Microsoft Money
Microsoft Money is a visually appealing personal finance management software designed to empower users to take control of their finances. It offers a range of features, including the ability to view bank account balances, create budgets, and track expenses. One of its standout features is its availability on both computers and mobile phones, providing users with the flexibility to manage their finances on the go.
While Microsoft Money offers online bill payment, online investment quotes, automatic statement downloads, and other essential features, it was primarily designed for computers running the Microsoft Windows operating system. Versions for Windows Mobile were also available. The software comes in two retail versions: Deluxe and Home & Business, catering to a variety of financial needs.
However, it’s important to note that Microsoft Money has seen some changes over the years. While retail versions require online activation, a downloadable version known as Money Plus Sunset is available, which does not require online activation.
This sunset edition, though lacking some functionalities compared to the retail versions, can still be a valuable tool for personal finance management. It’s worth mentioning that third-party add-ons like MSMoney Quotes and PocketSense have been developed to enhance its capabilities.
Quicken
Quicken is a heavyweight in the realm of personal finance management. It caters to users who require professional-grade tools to manage their finances effectively. While it offers features for personal finance management, Quicken shines when it comes to business finance tools, making it a versatile choice for a wide range of users.
One of Quicken’s strengths lies in its comprehensive customer support, ensuring that users receive assistance when needed. Quicken also regularly provides promotional offers and deals, adding value for its users. Read my Quicken Review for more details.
Quicken also has an app called Simplifi – read my review to learn more.
 | |
| Type of Service | Personal Finance Management |
| Best Use | Individual Users |
| Customer Support | Limited Support Options |
| Current Promotion | |
| Modest Money Overall Rating |
 | |
| Type of Service | Personal and Business Finance |
| Best Use | Individuals and Businesses |
| Customer Support | Extensive Customer Support |
| Current Promotion | Get up to 50% OFF on Quicken today! |
| Modest Money Overall Rating |
Microsoft Money vs Quicken Videos
Factor 1: User-Friendliness
- Microsoft Money: simple, intuitive interface, ideal for personal finance management.
- Quicken: Feature-rich but more complex, catering to users with business accounting needs.
Microsoft Money’s user interface is designed to cater to individual users, simplifying the process of managing personal finances without requiring extensive financial knowledge. Its user-friendly dashboard and easy-to-navigate features empower users to track spending, investments, and savings goals effortlessly.
Quicken, while feature-rich and suitable for business use, demands a foundational understanding of accounting principles, potentially overwhelming personal finance users. Its professional setup caters more to professionals, making it less intuitive for those without an accounting background.
Factor 2: Customer Support
- Quicken: Provides extensive support with multiple resources to assist users.
- Microsoft Money: Limited support options, which may not fully address all user concerns.
Microsoft Money’s customer support options are somewhat limited, which could be a drawback when users encounter problems or require assistance. The level of support may not meet all users’ needs.
Quicken stands out with its extensive customer support, guaranteeing timely assistance for users facing technical challenges or seeking financial guidance. The robust support system provided by Quicken ensures that users have access to resources that can address their concerns effectively.
Factor 3: Pricing
- Both: Offer flexible pricing, with Microsoft Money providing free and paid versions, while Quicken offers various subscription plans.
- Neither: Both platforms offer reasonable pricing, so no major drawback in this category.
Microsoft Money provides users with options, including free and paid versions, accommodating various budgets and preferences. Users can select the version that best suits their financial management requirements.
Quicken, too, offers a range of pricing plans, ensuring users can choose the plan that aligns with their specific financial needs. Both platforms offer flexibility in their pricing structures, catering to a wide range of users.
Factor 4: Promotions
- Quicken: Regularly offers promotional deals, providing savings on subscriptions.
- Microsoft Money: Rarely offers promotions or special discounts.
When it comes to promotions, Microsoft Money does not typically offer special deals or discounts to its users.
In contrast, Quicken stands out by regularly providing promotional offers and deals, allowing users to access the software at reduced costs. These promotions can enhance the overall value of the Quicken experience, providing users with opportunities to save on their personal finance management software.
Factor 5: External Customer Reviews & Ratings
External Microsoft Money Reviews & Ratings
| Site | Rating | |
| CNET | 3.3 |
External Quicken Reviews & Ratings
| Site | Rating | |
| Best Wallet Hacks | 4.6 from 615 reviews | |
| PC Magazine | 4.5 | |
| Top Ten Reviews | 4.5 | |
| Forbes | 4.1 |
The Verdict
In this comparison between Microsoft Money and Quicken, Quicken emerges as the preferred choice for a variety of reasons. While Microsoft Money offers a visually appealing and user-friendly experience tailored for personal finance management, Quicken goes beyond with its professional-grade setup, making it suitable for both personal and business finance needs.
While both platforms have their strengths, Quicken’s versatility, comprehensive features, and consistent support make it the top pick in this matchup. If you’re looking for a powerful and flexible personal finance management tool, Quicken is the way to go.
Ready to take control of your finances with Quicken? Click here to get started and experience the benefits of this professional-grade personal finance management software.
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