Microsoft Money vs Quicken 2024

Jeremy Biberdorf
By: Jeremy Biberdorf
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In the world of personal finance management, having the right software can make a world of difference in helping you take control of your finances. Two major contenders in this arena are Microsoft Money and Quicken.

In this comprehensive comparison, I will dive deep into the features, functionalities, and overall performance of both platforms to give you a well-rounded perspective.

Microsoft Money is Better for:Quicken is Better for:
Users who appreciate beautifully designed software.Users in need of professional-grade personal finance management.
Those who want the flexibility of using it on computers and mobile phones.Individuals who require comprehensive business finance tools.
Individuals looking for online bill payment and online investment quotes.Those who want reliable and extensive customer support.
Users seeking promotional offers and deals.

Introducing the Platforms

Microsoft Money

Microsoft Money is a visually appealing personal finance management software designed to empower users to take control of their finances. It offers a range of features, including the ability to view bank account balances, create budgets, and track expenses. One of its standout features is its availability on both computers and mobile phones, providing users with the flexibility to manage their finances on the go.

While Microsoft Money offers online bill payment, online investment quotes, automatic statement downloads, and other essential features, it was primarily designed for computers running the Microsoft Windows operating system. Versions for Windows Mobile were also available. The software comes in two retail versions: Deluxe and Home & Business, catering to a variety of financial needs.

However, it’s important to note that Microsoft Money has seen some changes over the years. While retail versions require online activation, a downloadable version known as Money Plus Sunset is available, which does not require online activation.

This sunset edition, though lacking some functionalities compared to the retail versions, can still be a valuable tool for personal finance management. It’s worth mentioning that third-party add-ons like MSMoney Quotes and PocketSense have been developed to enhance its capabilities.


Quicken is a heavyweight in the realm of personal finance management. It caters to users who require professional-grade tools to manage their finances effectively. While it offers features for personal finance management, Quicken shines when it comes to business finance tools, making it a versatile choice for a wide range of users.

One of Quicken’s strengths lies in its comprehensive customer support, ensuring that users receive assistance when needed. Quicken also regularly provides promotional offers and deals, adding value for its users. Read my Quicken Review for more details.

Quicken also has an app called Simplifi – read my review to learn more.

Microsoft Money Quicken
Type of Service Personal Finance Management Personal and Business Finance
Best Use Individual Users Individuals and Businesses
Customer Support Limited Support Options Extensive Customer Support
Current Promotion

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Modest Money Overall Rating
3.8 rating based on 5 ratings
4.5 rating based on 5 ratings

Factor 1: User-Friendliness

Microsoft Money boasts a user-friendly interface, making it accessible to individuals looking for straightforward personal finance management

  • Quicken offers a professional-grade setup, which might be better suited for those with business accounting needs.
  • Microsoft Money shines in user-friendliness – providing an intuitive platform for personal finance management.

Microsoft Money’s user interface is designed to cater to individual users, simplifying the process of managing personal finances without requiring extensive financial knowledge. Its user-friendly dashboard and easy-to-navigate features empower users to track spending, investments, and savings goals effortlessly.

Quicken, while feature-rich and suitable for business use, demands a foundational understanding of accounting principles, potentially overwhelming personal finance users. Its professional setup caters more to professionals, making it less intuitive for those without an accounting background.

Factor 2: Customer Support

Quicken provides extensive customer support, ensuring users have access to assistance when needed

  • Microsoft Money offers limited customer support options, potentially leaving users with fewer resources to address issues.
  • Quicken takes the lead in customer support – offering comprehensive help to users.

Microsoft Money’s customer support options are somewhat limited, which could be a drawback when users encounter problems or require assistance. The level of support may not meet all users’ needs.

Quicken stands out with its extensive customer support, guaranteeing timely assistance for users facing technical challenges or seeking financial guidance. The robust support system provided by Quicken ensures that users have access to resources that can address their concerns effectively.

Factor 3: Pricing

Quicken provides flexible pricing plans, allowing users to choose the plan that aligns with their financial needs

  • Microsoft Money offers a mix of free and paid versions, catering to various user preferences and budgets.
  • Both Microsoft Money and Quicken offer pricing options suitable for different users, with Quicken offering more flexibility.

Microsoft Money provides users with options, including free and paid versions, accommodating various budgets and preferences. Users can select the version that best suits their financial management requirements.

Quicken, too, offers a range of pricing plans, ensuring users can choose the plan that aligns with their specific financial needs. Both platforms offer flexibility in their pricing structures, catering to a wide range of users.

Factor 4: Promotions

Quicken frequently provides promotional offers and deals, adding value by offering discounts and additional benefits

  • Microsoft Money does not regularly offer promotions or special deals to its users.
  • Quicken leads in promotions – consistently providing opportunities for users to save on their personal finance management software.

When it comes to promotions, Microsoft Money does not typically offer special deals or discounts to its users.

In contrast, Quicken stands out by regularly providing promotional offers and deals, allowing users to access the software at reduced costs. These promotions can enhance the overall value of the Quicken experience, providing users with opportunities to save on their personal finance management software.

The Verdict

In this comparison between Microsoft Money and Quicken, Quicken emerges as the preferred choice for a variety of reasons. While Microsoft Money offers a visually appealing and user-friendly experience tailored for personal finance management, Quicken goes beyond with its professional-grade setup, making it suitable for both personal and business finance needs.

While both platforms have their strengths, Quicken’s versatility, comprehensive features, and consistent support make it the top pick in this matchup. If you’re looking for a powerful and flexible personal finance management tool, Quicken is the way to go.

Ready to take control of your finances with Quicken? Click here to get started and experience the benefits of this professional-grade personal finance management software.

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Jeremy Biberdorf

About the Author:

Jeremy Biberdorf is the founder of Modest Money. He’s a father of 2 beautiful girls, a dog owner, a long-time online entrepreneur and an investing enthusiast.