Net worth trackers provide a complete picture of your financial well-being by calculating your assets minus your liabilities. By understanding your net worth, you can make smart money choices, focus on paying off debt, and set meaningful savings goals.
Plus, seeing how your net worth changes over time can be motivating and eye-opening, showing how life events and financial decisions impact your bottom line.
Many net worth trackers also offer advanced budgeting tools. They let you set spending limits, categorize expenses, and track your spending patterns over time. This article reviews some of the top-rated net worth trackers available.
Best Net Worth Trackers
When it comes to tracking your net worth, you have plenty of options. Here are some of the top financial management tools, including mobile apps:
- Monarch Money
Tiller Money lets you track your net worth and monitor your money in one place. Connect all your accounts, including investment and retirement accounts, mortgages, and student loan debts. Tiller automatically imports and categorizes your transactions daily, giving you an up-to-date financial overview whenever needed.
For a low annual fee, Tiller does the tedious work of aggregating your financial data so you can focus on the big picture. Tiller Money is worth checking out if you’re looking for an easy, automated way to manage your money and gain control of your financial life.
Tiller Ratings and Reviews
- Product Hunt 5 from 15 votes
- RobBarger 4.6
- Best Wallet Hacks 4.5
- AllCards 4.2
Empower Personal Capital
The personal finance app Empower aims to provide an all-in-one solution for taking control of your money. With an emphasis on proactive saving, cash-back rewards, and convenient cash advances, Empower helps users improve their financial well-being.
The Empower personal dashboard interface and advanced tools make managing your finances straightforward. Features such as automatic savings, customizable budget limits, and spending categorization empower you to save more and spend less.
Empower Ratings and Reviews
- Apple App Store 4.8 from 121,079 reviews
- Google Play 4.7 from 105,788 reviews
- Credit Monkey 4.6
- Software Advice 4.5 from 28 reviews
- G2 4.4 from 19 reviews
- GetApp 4.3 from 29 reviews
Monarch Money provides an easy way to track your net worth and see your whole financial picture in one place. Connecting with thousands of banks, credit cards, brokerages, and other accounts, Monarch Money aggregates all your account balances, transactions, investments, and liabilities.
With an intuitive interface and useful tools, Monarch Money simplifies managing your money. Set financial goals, create budgets, analyze your spending, and get personalized tips to improve your financial well-being.
Monarch Money Ratings and Reviews
- Apple App Store 4.8 from 2,857 reviews
- Google Play 4.5 from 683 votes
- The Savvy Couple 4.5
- Best Wallet Hacks 4.3
- Investor Junkie 4.3
PocketSmith is a highly-rated personal finance management app. It provides an intuitive calendar view of your current and forecasted finances to help you make the best decisions.
The app synchronizes all your financial accounts in one place. It then uses your income, expenses, budgets, and forecasts to provide a complete picture of your current and future financial life. The forecasts, in particular, are useful for planning your spending and saving.
PocketSmith Ratings and Reviews
- Comparewise 5
- Loans Canada 5
- GreedyRates 5
- Best Wallet Hacks 4.3
NewRetirement aims to provide a comprehensive tool to help you take control of your retirement planning. By factoring in details like your income, taxes, real estate, medical expenses, and goals, NewRetirement gives you an accurate picture of where you currently stand and a personalized plan to stay on track.
The tools are simple, with resources to help you learn more. You can start with the basic free account, then upgrade to PlannerPlus or the premium plan, which is the PlannerPlus Academy, for more advanced features.
NewRetirement Ratings and Reviews
- Google My Business: 5 stars
- Financial Samurai: 5 stars
- Retire Before Dad: 4.7 stars
- The College Investor: 4.5 stars
- My Millennial Guide: 4.5 stars
- Best Wallet Hacks: 4.5 stars
With YNAB, your money has a job and a purpose for every dollar. The goal is to allocate your entire income to essential monthly expenses, so you’re never caught short.
By following the set principles, YNAB can transform how you think about and manage your money. No more reactive budgeting or dollars slipping through the cracks. Take a proactive approach and gain real control over your financial future. YNAB provides the tools; you provide the motivation. Together, you’ll build wealth and achieve financial peace of mind.
YNAB Ratings and Reviews
- PC World 5
- Google Play 4.8 from 15,059 votes
- Apple App Store 4.8 from 46,308 reviews
- Trustpilot 4.6 from 944 reviews
- G2 4.6 from 28 reviews
Playbook is a sophisticated financial planning app that maximizes tax advantages and accelerates the journey toward financial freedom.
This platform scans through your financial situation and identifies missed tax-saving opportunities. With bank-level security, it ensures the safe handling of your financial information. Its core philosophy is, “It’s hard to beat the market, but it’s easy to beat the tax man.”
Playbook Ratings and Reviews
- Trustpilot 4.3 from 24 reviews
- The College Investor 4.1
- Benzinga 4
Kubera is a popular net worth and portfolio tracker for both individuals and financial advisors. With over $20 billion in assets tracked, Kubera has quickly gained a loyal following.
Kubera comes in two versions: one for advisors and one for individuals. The advisor platform connects to custodians and brokerages to automatically update portfolio values. The individual version lets you manually add your assets to track your net worth over time.
Kubera Ratings and Reviews
- Comparewise 5 CryptoVantage
- 8 Reviewsio 4.7 from 593 reviews
- Product Hunt 4.5 from 9 votes
- Benzinga 4.5
- CaptainAltcoin 4.4
Quicken shines when it comes to net worth tracking services. Whether you want to see your total assets, liabilities, or overall financial picture at a glance, Quicken has you covered.
Link all your financial accounts like checking, savings, retirement funds, and investment accounts so Quicken can automatically import your balances and transactions. Quicken makes it easy to categorize each account and gives you reports to view your asset totals and allocations. You’ll get a quick snapshot of your cash, investment, and property values.
Quicken Ratings and Reviews
- Best Wallet Hacks 4.6 from 615 reviews
- PC Magazine 4.5
- Top Ten Reviews 4.5
- Forbes 4.1
When considering using Moneydance to track your net worth and manage your finances, there are a few things to remember.
Moneydance lets you see all your accounts in one place, so you know exactly where your money is and how it’s being spent. Connect all your banking, investment, credit card, and loan accounts to get a complete financial picture.
Moneydance Ratings and Reviews
- SourceForge 5
- Sitejabber 5
- Slashdot 5
- Apple App Store 4.6 from 263 reviews
- Techradar 4.5
Overview of Net Worth Tracker
The goal of a net worth tracker is simple: to provide you with a complete picture of your financial health. A net worth tracker compiles all your assets and liabilities in one place by automatically syncing your bank and investment accounts.
Once your accounts are linked, the tracker will categorize each transaction, totaling your income, expenses, account balances, and investment values to calculate your net worth. Many also provide budgeting tools to gain awareness of your spending and set savings goals.
With an up-to-date snapshot of your finances, you’ll have the information needed to make smart money decisions. Is your high-interest debt decreasing? Are you saving enough for your retirement goals? A net worth tracker clarifies your financial situation so you can take control of your money.