PocketSmith vs Quicken 2025: Which budget app is better?

Jeremy Biberdorf
By: Jeremy Biberdorf
 

Disclosure

This page may contain affiliate links. This means we earn a small commission (at no additional cost to you) if you purchase a product through our links.

In the age of digital finance management, individuals and small businesses need powerful and user-friendly tools to manage their finances effectively. PocketSmith and Quicken are two popular platforms that offer essential budgeting, financial planning, and expense tracking features. In this PocketSmith vs Quicken review, we’ll compare these platforms, evaluating their strengths and weaknesses concerning usability, features, pricing, and customer support.

For more detailed analysis of each product check out our full reviews:

PocketSmith is Better for:Quicken is Better for:
Personal Financial Planning and Budgeting ToolsInvestment Portfolio Management
Forward-Looking Financial Forecasts and ProjectionsComprehensive Tax Planning and Reporting
Integration with Personal Financial AccountsPersonalized Financial Insights and Recommendations

By the end of this review, you’ll have a clear understanding of each platform and be able to determine which is the better fit for your financial management needs.

When choosing between PocketSmith and Quicken, it’s essential to understand their unique features and tools. While both platforms provide comprehensive financial management tools, your personal or business financial goals may make one platform more suitable for you than the other.

PocketSmith Quicken
Service Type Personal finance management, budgeting, and forecasting Personal finance management, budgeting, and investment tracking
Fees Free and Premium ($9.95 - $19.95/month or $59.40 - $119.40/year) Free trial and Paid ($35.88 - $71.88/year)
Customer Support Email and chat support for all members Email and phone support for all members
Best Use Individuals and families who want to manage their personal finances, budget, and plan for the future Individuals and families who want to manage their personal finances, budget, and track their investments
Modest Money Review PocketSmith Review Quicken Review
Current Promotion

More Info

Save 50% on the first 2 months with our link!

More Info

Get up to 50% OFF on Quicken for a Limited Time!
Modest Money Overall Rating
4.5 rating based on 5 ratings
4.5 rating based on 5 ratings
PocketSmith
Service Type Personal finance management, budgeting, and forecasting
Fees Free and Premium ($9.95 - $19.95/month or $59.40 - $119.40/year)
Customer Support Email and chat support for all members
Best Use Individuals and families who want to manage their personal finances, budget, and plan for the future
Modest Money Review PocketSmith Review
Current Promotion

More Info

Save 50% on the first 2 months with our link!
Modest Money Overall Rating
4.5 rating based on 5 ratings
Quicken
Service Type Personal finance management, budgeting, and investment tracking
Fees Free trial and Paid ($35.88 - $71.88/year)
Customer Support Email and phone support for all members
Best Use Individuals and families who want to manage their personal finances, budget, and track their investments
Modest Money Review Quicken Review
Current Promotion

More Info

Get up to 50% OFF on Quicken for a Limited Time!
Modest Money Overall Rating
4.5 rating based on 5 ratings

Factor 1: Usability and Interface

PocketSmith: Intuitive and User-friendly Interface

  • Quicken: Comprehensive but Less User-friendly Interface
  • PocketSmith offers a seamless user experience

PocketSmith

pocketsmith.com website

PocketSmith is a cloud-based personal finance management tool designed for individuals and small businesses. Its intuitive and user-friendly interface makes it easy for users to navigate and manage their finances, even for those who are new to personal finance management. PocketSmith provides a seamless user experience, allowing users to import their financial data, create budgets, track expenses, and monitor their financial health.

Quicken

quicken.com website

Quicken, on the other hand, is a comprehensive personal finance management platform that has been around for decades. While Quicken offers a wealth of features and tools, its interface can be overwhelming for some users, particularly those who are new to the world of personal finance management. Despite its extensive capabilities, Quicken’s less user-friendly interface may be a hindrance for some users looking for an easy-to-use financial management platform.

Factor 2: Features and Functionality

PocketSmith: Offers Comprehensive Financial Forecasting and Goal Setting

  • Quicken: Provides Robust Investment Tracking and Bill Management
  • Both platforms offer powerful budgeting and expense tracking tools

PocketSmith

PocketSmith stands out for its comprehensive financial forecasting and goal-setting features. The platform allows users to create custom financial scenarios and forecasts, helping them plan for future expenses and financial goals. PocketSmith also provides an interactive calendar that enables users to visualize their financial events, making it easy to stay on top of upcoming bills and income.

In addition to its forecasting and goal-setting capabilities, PocketSmith offers powerful budgeting and expense tracking tools. Users can categorize and monitor their spending, helping them identify areas where they can cut back and save money. PocketSmith also supports multiple currencies, making it a suitable choice for individuals who deal with international transactions.

Quicken

Quicken, being a well-established platform, offers robust investment tracking and bill management features. Users can track their investments, monitor their portfolio performance, and receive personalized investment insights. Quicken also provides comprehensive bill management tools, allowing users to track, pay, and manage their bills all in one place.

Like PocketSmith, Quicken offers powerful budgeting and expense tracking tools. Users can create custom budgets, categorize their expenses, and monitor their financial health. However, Quicken’s interface may be less intuitive for some users, making it more challenging to navigate and utilize its extensive features.

Factor 3: Pricing and Subscription Plans

PocketSmith: Offers a Freemium Model with Affordable Subscription Plans

  • Quicken: Requires a Subscription, But Offers More Advanced Features
  • PocketSmith provides a more cost-effective option for basic financial management

PocketSmith

PocketSmith offers a freemium model, with a free version that provides access to basic features such as expense tracking and budgeting. However, the platform’s paid subscription plans, Premium and Super, offer additional features such as automatic bank feeds, unlimited budgets, and advanced reporting.

PocketSmith’s Premium plan is priced at $9.95 per month, or $89.95 annually, while the Super plan costs $19.95 per month or $169.95 annually. These subscription tiers provide users with more comprehensive features, making PocketSmith an affordable choice for individuals and small businesses seeking powerful financial management tools without breaking the bank.

Quicken

Quicken requires a subscription for its services, with multiple tiers catering to different users’ needs. The Starter tier is priced at $35.88 per year, providing essential budgeting and expense tracking features. The Deluxe and Premier tiers, priced at $59.64 and $71.88 per year, respectively, offer more advanced features such as investment tracking, bill management, and additional reporting options.

While Quicken’s subscription plans provide access to more advanced features, the platform’s pricing may be less cost-effective for users seeking basic financial management tools. Additionally, Quicken’s interface may be more challenging to navigate for some users, making its higher-priced plans less appealing for those who prefer a more user-friendly platform.

PocketSmith vs Quicken: Our Summary

When comparing PocketSmith and Quicken, both platforms have unique strengths that cater to different financial management needs.

PocketSmith is an excellent choice for individuals and small businesses seeking an intuitive and user-friendly platform with comprehensive financial forecasting and goal-setting features. The platform’s seamless user experience and affordable subscription plans make it a cost-effective option for users looking for powerful financial management tools without breaking the bank.

Click here to get started with PocketSmith and explore its features.
Save 50% on the first 2 months with our link!

Learn More About Pocketsmith

Quicken, on the other hand, is a well-established platform with robust investment tracking and bill management features. While Quicken offers a wealth of features and tools, its less user-friendly interface and subscription-based pricing may be less appealing for users seeking a more accessible and cost-effective financial management platform.
Click here to Get up to 50% OFF with our exclusive link for a limited time!

Learn More About Quicken

Ultimately, the choice between PocketSmith and Quicken will depend on your personal or business financial management needs and goals. In this comparison, PocketSmith comes out as the winner due to its intuitive interface, comprehensive financial forecasting and goal-setting features, and more affordable subscription plans.