Best Quicken Competitors

Jeremy Biberdorf Image
Updated
Apr 27, 2025
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Quick Breakdown

Best Quicken Competitors


  • Best for users seeking a proactive budgeting tool with zero-based budgeting.

  • Ideal for those looking for advanced financial forecasting and global bank support.

  • Suitable for users wanting a comprehensive view of their finances with advisory services.
In an era where managing personal finances is more crucial than ever, Quicken has long been a trusted name, offering robust features to track and plan our financial journey. However, as the world of personal finance software evolves, a range of Quicken competitors have emerged, each offering unique features to cater to diverse financial needs.

This article aims to explore these alternatives, shedding light on their strengths and how they compare with Quicken, to help you choose the best tool for your financial management.

What is Quicken?

Quicken is a veteran in the realm of personal finance software, renowned for its comprehensive budgeting and tracking capabilities. It's a platform that connects seamlessly with various financial institutions, offering advanced features for investment tracking and real-time data for up-to-date insights.

From budget planning calendars to setting financial goals, Quicken has been a go-to for individuals, small business owners, and rental property managers alike. Its robust reporting features and customer service have cemented its place as a key player in financial management tools.

Read my full review of Quicken to dive even deeper into the company and their offerings.

Quicken Pros & Cons

Pros

● Veteran with a proven track record in personal finance software.

● Comprehensive tools for budgeting and financial tracking.

● Integration with a broad range of financial institutions.

● Advanced features for detailed investment tracking.

● User-friendly budget planning calendar for goal setting.

Cons

● Can be complex for beginners.

● Subscription-based model may not appeal to all users.

● Limited mobility with desktop-centric focus.

● Some users may find the interface dated.

● Might be more than needed for basic budgeting needs.

Why Seek Alternatives to Quicken?

While Quicken is a robust tool, users may seek alternatives for various reasons. Some may prefer a more modern interface or a software that offers more mobility with a stronger mobile app presence. Others might be looking for a more affordable solution or a platform with a specific focus, such as zero-based budgeting or more in-depth investment analysis.

Exploring alternatives allows users to find a solution that aligns better with their personal financial management style and goals. Check out my list of the best net worth trackers

Top Three Quicken Alternatives

YNAB (You Need a Budget) Logo

YNAB (You Need a Budget)

4.5 stars
Learn More
Fees $14.99/month or $99/year
Best For Zero-based budgeting
Benefits
Overview
Company
  • Focuses on proactive budgeting with a zero-based budgeting approach.
  • Real-time data feeds for up-to-date financial overview.
  • Effective tools for managing and reducing credit card debt.
  • User-friendly interface making budgeting accessible to everyone.
  • Strong customer support known for responsiveness and helpfulness.
  • Connects with multiple financial institutions for integrated budgeting.
  • Offers detailed tutorials and educational resources for financial literacy.
  • Encourages users to live within their means and save more.
  • Promo: Start a 34-day Free Trial!
YNAB stands out with its zero-based budgeting approach, encouraging users to assign every dollar a job. It's not just about tracking expenses but about planning and prioritizing spending. The platform's real-time data feeds provide a comprehensive view of finances, making it easier to manage credit card debts and work towards financial goals.
Founded in 2004 by Jesse Mecham, YNAB started as a simple spreadsheet. Mecham, recognizing the gap in practical budgeting tools, developed YNAB to offer a more dynamic and effective approach to personal finance. Today, YNAB is celebrated for its practicality and effectiveness, helping users gain control over their finances and reduce debt.
PocketSmith Logo

PocketSmith

4.4 stars
Learn More
Fees $9.95/month - $19.95/month
Best For Advanced forecasting
Benefits
Overview
Company
  • Powerful financial forecasting tool offering long-term financial insights.
  • Connects with multiple bank accounts for a consolidated financial view.
  • User-friendly interface, making budgeting and financial planning accessible.
  • Real-time tracking of spending habits for better financial control.
  • Global bank support, perfect for users with international financial ties.
  • Customizable budgeting calendars and spending categories.
  • Premium plan includes additional features like unlimited budgets and accounts.
  • Provides detailed insights into spending patterns and financial trends.
  • Promo: Save 50% on the first 2 months with our link!
PocketSmith is particularly known for its financial forecasting capabilities, enabling users to see potential future financial scenarios based on current data. It offers a user-friendly platform that connects with various bank accounts, providing a comprehensive view of one’s financial life.
Established as a key player in personal finance software, PocketSmith has gained popularity for its innovative approach to financial management. The company continually updates and enhances its features, ensuring it meets the evolving needs of its diverse user base.
Empower Logo

Empower

4.6 stars
Learn More
Fees $8/month
Best For Financial advice
Benefits
Overview
Company
  • Provides real-time financial data for immediate insights.
  • Customizable charts and visual tools for easy financial tracking.
  • Sends alerts for upcoming bills and financial obligations.
  • Integrates various personal finance tools for a complete overview.
  • Offers budgeting tools and advisory services for a holistic financial approach.
  • User-friendly interface catering to both novice and experienced users.
  • Focus on empowering users to make informed financial decisions.
  • Investment tracking and retirement planning tools for comprehensive financial management.
  • Promo: Start a 14-day Free Trial!
Empower stands as an all-in-one personal finance app, offering a wide range of tools from budgeting to investment tracking. It’s designed to provide users with a clear picture of their financial health, offering insights and tools to manage finances effectively.
Empower has quickly established itself as a versatile and user-friendly financial management tool. With a commitment to providing comprehensive financial insights and advisory services, Empower has become a favored choice for those looking to take charge of their personal finances.

Final Thoughts

Quicken, with its comprehensive features, remains a solid choice for many looking for detailed financial management. If Quicken is the platform for you, click here to sign up. However, for those seeking specific features like zero-based budgeting, advanced forecasting, or a more modern interface, alternatives like YNAB, PocketSmith, and Empower offer compelling options. Each platform caters to different needs and preferences, making it important to consider your specific financial management style and goals when choosing the right tool. Check out my list of the best alternatives to Quicken software for even more great choices. Whether it's the detailed budgeting approach of YNAB, the forecasting prowess of PocketSmith, or the comprehensive overview offered by Empower, each provides unique benefits that could be the key to achieving your financial objectives.Get Started With Quicken
Jeremy Biberdorf

About the Author:

Jeremy Biberdorf is the founder of Modest Money. He’s a father of 2 beautiful girls, a dog owner, a long-time online entrepreneur and an investing enthusiast.