Roofstock Review 2023

Jeremy Biberdorf By: Jeremy Biberdorf Jan 24, 2023
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Roofstock logo


1.0 rating based on 5 ratings


In a nutshell: Roofstock is a low-cost investing platform that makes it easy for anyone to be a real estate investor.

We have decided to remove our Roofstock review due to some unprofessional actions by this company.  It is not a company that we are comfortable recommending. If you’re considering Roofstock please do your due diligence.


FeesMinimum Investment
0.5% of Purchase Price$5,000 (Roofstock One)
Pros & Cons
  • Home inspection
  • Property managers available
  • Get a free account
  • Large down payments
  • Properties can't always be seen before buying
  • Property owners pay for repairs

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Investor Reviews

Beyond our disappointing experience with this company, real investors have lots of not-so-positive things to say about using the Roofstock online marketplace platform, including several 1-star reviews. Check them out below:

“Roofstock just wants your money as fast as possible and will then leave you in the dust. Their inspection reports are misleading at best and fraudulent at worst. I take responsibility since I trusted a property inspection done by the seller’s real estate agent (Roofstock). Please learn from my mistake and either avoid doing business with Roofstock or hire your own inspector to perform a real report on any properties that you’re looking at.” – Dean A.

“I am noticing significant bias and Roofstock conflict of interest, as a buyer investor…” – Raja M. read the full review on the site

“BAD service, no one answers, clients are stressed. support always closed. disappointing, agent won’t answer.. Etc.” – DV Lazarescu

“$4,000 in repairs from Roofstock’s fraudulent inspection report ending up being $22,000! 30-day money-back guarantee was denied as well not even sure how since it was a single-family home and within 30 days. Got some loser to fine-print me to death over the phone, just terrible. I am getting my monthly rent because the property manager’s service is decent but how much am I really going to make with all these repairs and how much is this home even worth since they pretty much mislead me on everything else? Use Roofstock as a guide for cheap areas to invest in with decent rent but find a real real estate agent in the area and get your own inspection report done.” – Luke C

Roofstock Review: What Is Roofstock?

Roofstock is a Fin-tech startup that helps beginners invest in real estate. Specifically, it lets you invest in single-family rental homes. If you have no idea what Fin-tech is, don’t worry we won’t quiz you on that.

While platforms like Fundrise invest in commercial real estate, Real Estate Investment Trusts (REITs), and other large-scale projects such as apartment complexes, Roofstock only focuses on single-family homes.

Roofstock Alternatives

When it comes to Roofstock alternatives, there are a few options that investors should consider:



Fundrise is an online real estate investment platform that allows investors to invest in commercial and residential properties. The company was founded in 2012 and has since become one of the leading players in the online real estate investing space. Fundrise offers a variety of investment property options, including single-family properties, multi-family homes, office buildings, retail spaces, and more.

Investors can choose from a variety of different strategies when investing with Fundrise. These include long-term buy-and-hold investments, short-term flips, and crowdfunded projects. Investors can also choose to invest passively or actively manage their real estate portfolios. With passive investing, investors can set up automatic deposits into their accounts and let Fundrise do the rest. Active investors have the ability to manage their investments and make decisions about when to buy or sell.



Another option for investors is RealtyMogul. RealtyMogul is a real estate crowdfunding site that has been around since 2013. It provides investors with access to a variety of real estate investments, including single-family rental properties, commercial properties, and debt investments. RealtyMogul has become one of the most popular platforms for real estate investing due to its user-friendly interface and wide range of investment options.

This real estate platform offers investors the ability to invest in both residential and commercial properties. Residential investments include single-family homes, multi-family homes, townhomes, condos, and more. Commercial investments include office buildings, retail stores, industrial warehouses, and other types of commercial real estate. Investors can also choose from a variety of debt investments such as bridge loans, mezzanine loans, and preferred equity investments.



Crowdstreet is a real estate crowdfunding platform that has been gaining traction in the industry since its launch in 2014. The company provides investors with access to high-quality commercial real estate investments, allowing them to diversify their portfolios and earn passive income.

Crowdstreet offers a variety of investment opportunities, ranging from single-asset deals to multi-property portfolios. Investors can choose from a wide selection of properties across the United States, including office buildings, retail centers, industrial warehouses, and multifamily apartments.

The real estate platform also provides investors of all kinds, including first-time investors with detailed information about each property they are considering investing in. This includes financials such as purchase price, cash flow projections, and market data such as neighborhood ratings, occupancy rates, and rental rates.

Additionally, Crowdstreet offers a variety of tools to help investors make informed decisions about their investments.


While buying single-family rental properties on Roofstock is simple enough for some beginners, at ModestMoney we do not recommend using them. Don’t just take our word for it though, the company currently has a 1-star review rating on the Better Business Bureau website under Customer Reviews.

If you are considering a real estate investing platform, consider one of the ones listed above.

Fundrise, RealtyMogul, and Crowdstreet are some of the leading real estate marketplaces in the United States for investing. Each platform provides investors with access to a wide range of investments, including single-family homes, multi-family homes, commercial properties, and debt investments.

Additionally, each platform offers a variety of tools and resources to help investors make informed decisions about their investments.

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Jeremy Biberdorf

About the Author:

Jeremy Biberdorf is the founder of Modest Money. After working many years in the website marketing industry, he decided to take on blogging full time and also get his finances headed in the right direction. Also check out his contributions to and Benzinga.

Fundrise achieved 22.99% average returns across all client accounts in 2021Learn More