Hey everyone, thanks for joining me for this week’s Monday Money. Today’s article is inspired by a quick trip I took to the grocery store yesterday. Ana hasn’t been feeling well for the past few days and she wanted to put some fresh veggies in her system, hoping the vitamins will help her feel better. So, off to the store I went.
On my way to the store, I was contemplating what I was going to get for her. I never like going in without a plan. If I do, I always end up buying more than I need. So, I figured I’d get her one of those prepackaged veggie trays with carrots, broccoli, tomatoes, celery, and ranch dressing. Simple enough right?
Well, I got to the store and found my tray. The only problem was, the tray was $10, and honestly wasn’t that big. What a jip! So, I decided I’d make my own tray. I bought my own carrots, broccoli, tomatoes, and celery. I stayed away from the crappy ranch dressing, and instead got a healthy hummus that we snack on quite a bit. All together, I spent $13.37, but I could fill six of those little trays, and I upgraded to hummus, score! So, this article is more a cover to tell you that story.
Back To Business…Here’s A Few Tips To Save Money On Groceries
Tip #1: Don’t Buy Prepackaged Veggies And Such – As you can see, it just doesn’t pay to buy prepackaged veggie trays. That also goes for cracker trays, cookie trays, or any other food tray you can think of. If you buy the products separately and make your own tray, you’ll always wind up ahead. This goes back to a tip you’ll find in some of my past posts about shopping the edges of the store, buying fresh, and making things on your own.
Tip #2: Shop At Multiple Stores – We all know that one store in town is best for produce, one’s best for meat, one’s best for home goods, ect… Don’t be lazy when you shop. If you can save a dollar per item on ⅔ of your grocery items by going to different stores, go for it, save that $50!
Tip #3: Use A Rewards Credit Card – You’re going to spend the money anyway right? By using a rewards credit card to make the purchase, and immediately paying the balance off, you’ll avoid interest and earn rewards. Although it won’t save you cash now, when you redeem your rewards, you’ll be glad you did it! Let’s face it, who wouldn’t want a free flight a year for doing nothing more than smart shopping?
Tip #4: Make A Grocery List – You know, I used to think that grocery lists were all hype and no rewards. I’m a young guy with a good, quick brain. I can remember what I need and what I don’t right? Hahahaha that couldn’t be further from the truth. I started using grocery lists about a year ago, and wow how it changed my spending habits. By doing nothing more than taking a half hour to create a grocery list before I go shopping, I save about $150 a month on groceries. Not to mention, we don’t throw much out anymore either!
Tip #5: Don’t Shop More Than Once A Week – Every time you walk through the store, you walk past advertisements designed to grab your attention and make you want to open your wallet. That being said, you want to make sure that you walk through the store as little as possible to stop any money wasting on impulse buys. When you’re making your list, make sure that you include everything you’ll need for the next week and make a promise not to go to the store after that for the week.
Do you have any tips for saving money on groceries that I haven’t mentioned here?