Simplifi vs Empower 2024

Jeremy Biberdorf
By: Jeremy Biberdorf
 

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When navigating the sea of personal finance apps, Simplifi and Empower stand out as two strong contenders, each with its unique strengths and features. In this comparison, we will showcase the pros and cons of each platform- this one is a tight race between the two, highlighting the importance of weighing out many factors to adequately help you choose a platform that works for you.

For more detailed analysis of each product check out our full reviews:

Simplifi is Better for:Empower is Better for:
Best for users focusing on easy budgeting and tracking spending by category.Ideal for those seeking automated savings and proactive financial advice.
Ideal for those setting and tracking custom savings goals with ease.Excellent for users looking for cashback rewards and no-interest cash advances.
Great for individuals who prefer a clean, straightforward interface for financial management.Great for individuals preferring a comprehensive financial overview within one app.
Suitable for users who value seamless synchronization with various financial institutions.Perfect for users wanting personalized budgeting insights and spending analysis.
Perfect for people looking for an intuitive app experience with a strong emphasis on budgeting and savings.Suitable for people looking for a wide array of financial tools in a mobile-friendly format.

Introducing the Platforms

Simplifi

Simplifi by Quicken offers a simplified yet powerful solution for budgeting, tracking spending, and setting savings goals. Its intuitive design and easy-to-use interface, coupled with robust financial tools, make it a preferred choice for users seeking a straightforward approach to their financial health.

Furthermore, Simplifi’s proactive alerts and reminders help users stay on top of their bills and avoid late fees, enhancing the overall financial management experience.

Full Simplifi by Quicken Review

Empower

Empower stands out with its dynamic approach to financial management, offering features like automated savings, cashback rewards, and personalized financial advice, all wrapped in a user-friendly mobile experience. Its focus on providing a comprehensive financial overview makes it a powerful tool for those looking to take proactive steps in managing their finances.

Additionally, Empower’s integration with a wide range of financial institutions allows for seamless tracking of all your accounts in one place.

Full Empower Review

Simplifi logo Empower logo
Type of Service Financial management and advice app Personal finance and budgeting app
Best Use Automated savings and financial advice Easy budgeting and expense tracking
Customer Support In-app support and comprehensive FAQs Responsive customer service and FAQs
Unique Features Cash advances and cashback rewards Custom savings goals and spending reports
Integration Wide financial institution integration Seamless sync with financial institutions
Modest Money Review Simplifi by Quicken Review Quicken Review
Current Promotion

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Modest Money Overall Rating
4.5 rating based on 5 ratings
4.6 rating based on 5 ratings
Simplifi logo
Type of Service Financial management and advice app
Best Use Automated savings and financial advice
Customer Support In-app support and comprehensive FAQs
Unique Features Cash advances and cashback rewards
Integration Wide financial institution integration
Modest Money Review Simplifi by Quicken Review
Current Promotion

More Info

Get 25% OFF on Simplifi Today!
Modest Money Overall Rating
4.5 rating based on 5 ratings
Empower logo
Type of Service Personal finance and budgeting app
Best Use Easy budgeting and expense tracking
Customer Support Responsive customer service and FAQs
Unique Features Custom savings goals and spending reports
Integration Seamless sync with financial institutions
Modest Money Review Quicken Review
Current Promotion

More Info

Start your 7-day Free Trial!
Modest Money Overall Rating
4.6 rating based on 5 ratings

Simplifi vs Empower Video

Factor 1: Budgeting and Spending Tracking

Simplifi excels in offering detailed spending reports and customizable budget categories

  • Empower provides personalized budgeting insights and categorizes spending automatically.
  • Simplifi is preferred for its user-friendly budgeting tools and detailed spending analysis.

Simplifi shines in the realm of budgeting and spending tracking, providing users with detailed insights into their spending habits and allowing for granular control over budget categories. Empower, while offering robust financial management tools, focuses more on broader financial health, making Simplifi the go-to for those specifically interested in budgeting.

Get Started With Simplifi

Factor 2: Savings Goals and Financial Planning

Empower offers innovative features for setting automated savings and financial planning

  • Simplifi allows users to set and track customized savings goals with ease.
  • Empower wins for users looking for automated savings mechanisms and comprehensive financial planning tools.

Empower takes the lead in savings and financial planning, with its automated savings features and personalized financial advice tailored to help users achieve their financial goals. While Simplifi offers strong savings goal functionality, Empower’s comprehensive approach provides a more holistic financial planning experience.

Get Started With Empower

Factor 3: User Interface and Experience

Simplifi offers a clean and intuitive interface, making financial management accessible to all

  • Empower boasts a mobile-first design, catering to users seeking a seamless mobile experience.
  • Simplifi edges out for its straightforward and user-friendly interface.

Simplifi’s intuitive design and straightforward approach make it an attractive option for users who prioritize ease of use in their financial management app. Empower’s focus on a comprehensive set of features slightly complicates its user interface, giving Simplifi a slight edge in this category.

Factor 4: Financial Insights and Advice

Empower provides personalized financial insights and actionable advice to its users

  • Simplifi focuses on providing clear financial overviews and budgeting assistance.
  • Empower is preferred for its tailored financial advice and in-depth insights.

Empower stands out in delivering personalized financial insights and advice, helping users make informed decisions about their money. While Simplifi offers valuable overviews and budgeting help, Empower’s depth of financial advice caters to those seeking more guidance in their financial journey.

Factor 5: Pricing and Value

Empower offers a range of free and premium features, providing value across its services

  • Simplifi presents an affordable annual subscription with comprehensive budgeting tools.
  • Empower wins for offering a broader range of valuable features for its price.

When it comes to pricing and the value provided, Empower offers a compelling array of features, both free and premium, that cater to a wide spectrum of financial needs, making it a better value proposition for users looking for more than just budgeting tools.

Factor 6: External Customer Reviews & Ratings

External Simplifi Reviews & Ratings

SiteRating
PC Magazine4.5
Tom's Guide4.5
The Savvy Couple4.4
Investor Junkie4.3
Apple App Store4.1 from 1,882 reviews

External Empower Reviews & Ratings

SiteRating
Apple App Store4.8 from 121,079 reviews
Google Play4.7 from 105,788 reviews
Credit Monkey4.6
Software Advice4.5 from 28 reviews
G24.4 from 19 reviews
GetApp4.3 from 29 reviews

The Final Verdict

Empower and Simplifi each bring their strengths to the table in this closely matched comparison. For users whose primary focus is on detailed budgeting and spending tracking, Simplifi offers an unparalleled user-friendly experience.

However, Empower’s comprehensive approach to financial management, including automated savings, personalized advice, and unique features like cash advances, makes it a slightly more versatile tool for those looking to manage their finances more broadly.

Whether you’re leaning towards the detailed budgeting and savings tracking of Simplifi or the all-encompassing financial management and personalized advice offered by Empower, both platforms provide solid foundations for improving your financial health.

Ready to take control of your finances? Click here to explore Empower and discover a holistic approach to financial management, or dive into Simplifi for a streamlined budgeting and savings experience.

Get 25% OFF with our exclusive link for a limited time!

Get Started With SImplifi

Get Started With Empower


Jeremy Biberdorf

About the Author:

Jeremy Biberdorf is the founder of Modest Money. He’s a father of 2 beautiful girls, a dog owner, a long-time online entrepreneur and an investing enthusiast.