Credit cards are useful tools for enhancing your everyday life and reaching your financial goals. If used properly, credit cards provide security and build your credit. Once you have your credit card, there are number of ways you can use it. Some of which may surprise you. 1. Pay Off Other Cards Some credit cards offer rewards for transfers, and even zero interest for a … [Read more...]
3 Easy Tips to Establish Good Credit History
Having a good credit history is incredibly important to your financial life. This is because the better the credit history you have, the lower interest rate you can get on your loans. This will save you a lot of money in long run, especially on mortgages. But in addition to a better interest rate, having a good credit history can help you get a job and a lower insurance … [Read more...]
5 Biggest Factors Affecting Your Credit and How to Take Advantage of Them
When it comes to having stellar credit, we all want it. After all, the higher our credit score, the lower the interest rate we get on our mortgages and auto loans, saving us boatloads of money in the process. But many people are left wondering what are the biggest factors affecting your credit? In other words, what can you do to boost your credit score with the least amount … [Read more...]
Pay-off Your Credit Card Debt Today
Facing massive credit card debt puts a strain on personal finances. It is natural to be overwhelmed by the feeling that you have hit a brick wall with nowhere further to go. Besides bankruptcy the system allows for some leeway and the options available vary depending on one’s financial situation and the creditor’s policies. All options will impact to your credit score. … [Read more...]
Australians Welcome New Ban on Excessive Credit Card Surcharges
In a bid to curtail the $1.6 billion Australians pay annually in credit card surcharges, starting 1st September 2016, large retailers will no longer charge excessively on credit cards. The new law, Competition and Consumer Amendment (Payment Surcharges) Act 2016, which was introduced yesterday for big retailers, and will take effect on all Australian retailers from 1st … [Read more...]
