credit score

How College Students Can Build and Maintain Their Credit Scores
  • How College Students Can Build and Maintain Their Credit Scores

How College Students Can Build and Maintain Their Credit Scores

By |October 17th, 2017|

College students already have enough to deal with without worrying about their credit scores. From jobs and classes to their futures and living away from home for the first time, credit cards and credit scores might be the farthest thing from a young student’s mind. That being said, unwary college students are often targeted […]

Bad Habits That Lower Your Credit Score
  • Bad Habits That Lower Your Credit Score

Bad Habits That Lower Your Credit Score

By |July 26th, 2017|

It’s a little funny to think so much of your financial well-being rides on a simple three digit credit score. Yet there’s nothing simple about the way the biggest financial institutions determine this number. The Fair Isaac and Company (you’ll know them better as FICO) relies on an elaborate credit scoring algorithm to place […]

3 Ways to Help Increase Your Credit Score
  • 3 Ways to Help Increase Your Credit Score

3 Ways to Help Increase Your Credit Score

By |June 23rd, 2017|

In life, you have two choices – to eat healthy foods or junk food. When you consume healthy food, you are assured of maintaining a healthy weight. On the other hand, if you consume junk food, you will start to add weight. As time goes by and you keep up with the habit, you […]

Finding the Right Credit Balance for a Good Credit Score
  • Finding the Right Credit Balance for a Good Credit Score

Finding the Right Credit Balance for a Good Credit Score

By |March 7th, 2017|

Credit remains a mysterious subject for many. If you’ve been developing good personal finance habits for more than a little while, your credit score has probably benefited. But until you get into the nuts and bolts of personal credit, you can’t maximize your credit score and derive the associated benefits.

Good credit comes from a […]

3 Things You Need to Know About Credit Scores
  • 3 Things You Need to Know About Credit Scores

3 Things You Need to Know About Credit Scores

By |November 21st, 2016|

Credit score. Those two words are enough to make anyone’s eyes glaze over. Who wants to talk about something as boring as a credit score? Well, it may not be the most intriguing topic in the world, but for millions of Americans, it’s relevant and important.
Here’s What You Need to Know
Bad credit scores plague […]

How Credit Score Affects Interest Rates on a Lending Club Loan
  • How Credit Score Affects Interest Rates on a Lending Club Loan

How Credit Score Affects Interest Rates on a Lending Club Loan

By |October 1st, 2016|

We all know that your credit score can be like an albatross hanging around your neck, as it can serve as a painful reminder of any financial mistakes you have made in the past. Not only can it limit your options in life, but it can also prevent you from taking out a loan […]

Building Credit Doesn’t Have to Be a Catch-22
  • Building Credit Doesn’t Have to Be a Catch-22

Building Credit Doesn’t Have to Be a Catch-22

By |August 10th, 2016|

By Travis Peterson
It seems like the moment I graduated from high school, I had credit card offers arriving in the mail. They came with offers of free gifts and a promise to fulfill my every desire. One thing they didn’t come with were instructions or information about using credit responsibly.
By the time I graduated, […]

4 Things That May Be Hurting Your Credit Score
  • 4 Things That May Be Hurting Your Credit Score

4 Things That May Be Hurting Your Credit Score

By |June 29th, 2016|

Often times we do not know that something is harming our credit score until it is too late. We go to apply for a loan, or try and get a new credit card, only to find that our credit rating is much lower than we expected. When this happens it is important to discover […]

Credit Scores in India – Catching up with rest of the world
  • Credit Scores in India – Catching up with rest of the world

Credit Scores in India – Catching up With Rest of the World

By |November 4th, 2015|

The history of organized credit bureaus dates back to 1898. What started off as an endeavor in the USA to create a list of customers with an indication of their credit worthiness for the local retail grocers’ association, has today grown into the tool used by lenders across the world to assess the credit […]

Tips From #Experian to Increase Your Credit Score Knowledge
  • Tips From #Experian to Increase Your Credit Score Knowledge

Tips From #Experian to Increase Your Credit Score Knowledge

By |September 18th, 2015|

Trying to engineer a better credit score for yourself is kind of like trying to diagnose engine trouble without lifting the hood of your car. You can sense the problem a number of ways, but you can’t look in and see what the difficulty is. That’s exactly the way it is with the algorithms […]