There are basically two ways to get more money (without a heavy dollop of luck helping out along the way). These ways are thus: 1) Earn More, 2) Spend Less. I’m normally skeptical of frugality as a committed lifestyle, because it would be so much easier to achieve your financial goals if you simply […]
In the personal finance blogosphere, you see a lot about frugality. Frugal living is essential for many people to achieve financial stability, but it’s not something I talk about very much. That’s because it is possible for most people to achieve a balanced budget without having to live like an ascetic. That’s why I […]
Having kids is one of a kind experience that may never go straight no matter how you plan for it. The future stability for your children, you may plan it for years, yet there can be hiccups that you had never imagined. What’s best is to be ready for all kinds of circumstances and […]
The following is a guest post. If interested in submitting a guest post, please read my guest posting policy and then contact me.
I have always considered myself frugal, but when I stumbled upon the concept of extreme frugality I felt like Rob Schneider at an awards show—out of my league. I have cut my […]
The following is a guest post. If interested in submitting a guest post, please read my
guest posting policy and then contact me.
Frugal living requires you to shift your thinking about our consumerist culture. You must seek fulfillment through experiences, not from products. But to believe you can always transcend earthly desires is akin to […]
In life most things simply aren’t black and white. Still, people like to attach labels to others – labels that are often absolutes with no middle ground.
In the case of personal finance, the label that people commonly toss around is the notion of being frugal or cheap.
If someone is frugal though, do they constantly […]
Sometimes when things seem to be going smoothly, things can take a turn for the worse.
A single event can turn your life upside down.
One day you’re living comfortably with little worry about money and the next you are panicking about where you’re going to find money for next month’s bills or how you’ll save […]
