4 Critical Things to Know About 401k Vesting Schedules

4 Critical Things to Know About 401k Vesting Schedules

July 22, 2019July 22, 2019

What is a 401k? A 401k is an employer-sponsored retirement account where employees can contribute a set amount or a percentage of their wages into an investment account which can then be used later for retirement. The investm..

A Review of “A Random Walk Down Wall Street: The Time-tested Strategy for Successful Investing” (by Burton G Malkiel)

A Review of “A Random Walk Down Wall Street: The Time-tested Strategy for Successful Investing” (by Burton G Malkiel)

May 21, 2019May 21, 2019

 Depending on who you ask, Burton G Malkiel classic investing book should be the first on the list of any ambitious investor. Having devoured the first edition in college, I decided to tackle the revised and updated edit..

Investing Tips From Warren Buffett

Investing Tips From Warren Buffett

January 18, 2019January 18, 2019

We all know who Warren Buffett is. He’s one of the most successful investors that has ever lived. At the end of the day, if we want to become successful, one of the best moves that we can make is follow others that already ..

How An Expense Ratio Is Robbing You Daily

How An Expense Ratio Is Robbing You Daily

October 23, 2018October 23, 2018

Investing in mutual funds and exchange-traded funds are great ways for smaller investors to begin investing in the stock market. They are also a great way for people without a lot of money to invest in the stock market. But t..

How to Use the 4% Rule to Thrive in Retirement

How to Use the 4% Rule to Thrive in Retirement

October 19, 2018October 19, 2018

Look at most any magazine or news story related to your money and retirement, and you are going to see outrageously high numbers for what your nest egg should look like. And there is value in knowing that you need to save for..

Day Trading Vs Investing: What’s the Difference?

Day Trading Vs Investing: What’s the Difference?

August 24, 2018August 24, 2018

The terms ‘investing’ and ‘day trading’ get tossed around a lot in the news and elsewhere, and they are often used interchangeably by people who don’t really understand the difference. However, i..

Understanding Market Timing and How to Profit from It

Understanding Market Timing and How to Profit from It

August 21, 2018August 21, 2018

There is money to be made in the stock market. How you go about investing however is totally up to you. Some investors are the buy-and-hold types. This means they buy a stock, mutual fund, or ETF and hold it for the long term..

How to Profit by Investing in Exchange Traded Notes

How to Profit by Investing in Exchange Traded Notes

July 23, 2018July 23, 2018

There are a lot of investment instruments for investors to choose from when investing their money. The most common are stocks, bonds, mutual funds, and exchange-traded funds. But there are some other investment options that s..

Understanding and Reducing 5 Risks of the Stock Market

Understanding and Reducing 5 Risks of the Stock Market

July 16, 2018July 16, 2018

When it comes to investing in the stock market, you might think that the only risk you face is the risk of losing money. While you do risk losing money, there are many risks within the market that leads an investor to make or..

Why Blue Chip Stocks Should Be Your First Investment

Why Blue Chip Stocks Should Be Your First Investment

June 25, 2018June 25, 2018

There are a lot of options to invest in when it comes to putting your money into the stock market. Aside from investing in Motley Fool stock picks, mutual funds, or exchange-traded funds, investors have to choose between a va..

Top 4 Ways to Invest like Warren Buffet

Top 4 Ways to Invest like Warren Buffet

June 4, 2018June 4, 2018

If there is one name from the world of investing that stands out above the rest, it is without a doubt Warren Buffett. Warren Buffett’s ability to pick winners year after year, in good markets and bad, has become legend..

Amount of Millionaire Retirees Continues to Increase

Amount of Millionaire Retirees Continues to Increase

May 4, 2018May 4, 2018

There is a new study out from money manager United Income regarding the recent wealth of American retirees.  The study finds that while the country’s retirees may be trending both healthier and wealthier, it also found an ..

4 Reasons Why Preferred Stocks Are Smart Investments

4 Reasons Why Preferred Stocks Are Smart Investments

April 26, 2018April 26, 2018

If you are an income investor, it could make sense for you to look into owning preferred shares. This is because for income and dividend investors, owning preferred shares has many benefits, most of which I cover below. But o..

Top 3 Investments for Millennials

Top 3 Investments for Millennials

April 16, 2018April 16, 2018

Did you know that 1 in 3 working Americans are millennials? According to Pew Research Center, they account for more 35% of the US labor force. As of 2017, 56 million American millennials aged between 21 years and 36 years wer..

Do You Know the Secret Costs Of Mutual Funds

Do You Know the Secret Costs Of Mutual Funds

April 11, 2018April 11, 2018

Mutual funds are a great way for people to invest in the stock market. By allowing for instant diversification, investors without a lot of money are able to control risk and earn a higher return than if they kept their money ..

6 Concrete Reasons Why Smart Investors Own Gold

6 Concrete Reasons Why Smart Investors Own Gold

March 16, 2018March 16, 2018

Gold has always been a smart, long term investment for investors. It hasn’t been until the housing bubble crushed the stock market and volatility started to become a daily occurrence when owning gold has become a common thi..

Using Financial Calculators to Gain Control of Your Finances

Using Financial Calculators to Gain Control of Your Finances

February 21, 2018February 21, 2018

In the old days, if you wanted to figure out how you were doing financially, you had to sit down with a pen, paper, and a calculator and do some math. But as technology has advanced and more people took an interest in their f..

Using Beta to Build a Risk Adverse Portfolio

Using Beta to Build a Risk Adverse Portfolio

February 14, 2018February 14, 2018

If you are a nervous investor, what is your process for building a portfolio? Do you do massive amounts of research before settling on the right investments? Or are you so scared of stocks, you only invest in bonds, or worse ..

How to Use Opportunity Cost to Grow Your Wealth

How to Use Opportunity Cost to Grow Your Wealth

February 13, 2018February 13, 2018

Are you familiar with opportunity cost? Most people in business have come across this term early in their careers, but everyone, regardless of profession or interest, can use opportunity cost to their advantage. This is espec..

Investors Guide to Surviving Volatility in the Stock Market

Investors Guide to Surviving Volatility in the Stock Market

February 9, 2018February 9, 2018

  It’s back!!! After well over a year of a smooth ride in the stock market, volatility is back with a vengeance. Even on days where the market closes down a few points, a closer look shows that the market swung wi..

Irrational Exuberance: How to Cash in When Others Are Losing Money

Irrational Exuberance: How to Cash in When Others Are Losing Money

January 31, 2018January 31, 2018

Greed and fear rule the market. For individual investors, the majority base their investing decisions on these two emotions and as a result, end up losing money more often then make money. You might even be guilty of this as ..

How to Use Behavioral Finance to Your Investing Advantage

How to Use Behavioral Finance to Your Investing Advantage

January 18, 2018January 18, 2018

Do you know why you make the choices you do when it comes to investing? I’m sure you could look back on some of your past investment decisions and wonder what in the world were you thinking. While some of us beat ourselves ..

Why Your 401(k) Plan Is Your Most Powerful Investment Account

Why Your 401(k) Plan Is Your Most Powerful Investment Account

January 16, 2018January 16, 2018

As an investor, you have many different accounts that you can use to invest your money in. And each of these different accounts has its own advantages and disadvantages. But there is one account that stands head and shoulders..

Why Investing in Exchange Traded Funds Will Grow Your Wealth Fastest

Why Investing in Exchange Traded Funds Will Grow Your Wealth Fastest

January 10, 2018January 10, 2018

  As an investor, you have many options for where to put your money. You could invest your money into certificates of deposit at your bank, in mutual funds or even in stocks. While all of these choices have their pl..