What is an IRA?

What is an IRA?

January 2, 2021January 2, 2021

If you have ever researched retirement savings, you have likely heard of an individual retirement account (IRA). These accounts are retirement accounts individuals and couples can open at the financia..

Traditional IRA vs. Roth IRA vs. 401k

Traditional IRA vs. Roth IRA vs. 401k

June 11, 2019June 11, 2019

Congratulations! Landing on this page means that you are likely planning your retirement. While it might sound like an ordinary thing to do, most people don’t pay nearly as much attention to their f..

The Link Between Retirement and Investing

The Link Between Retirement and Investing

March 21, 2018March 21, 2018

Before the turn of the 21st century, it was common for companies to offer their employees a pension. This pension system worked by shifting the burden of saving for retirement onto the employer instea..

3 Reasons Why You Should Be Maximizing Your IRA Contributions

3 Reasons Why You Should Be Maximizing Your IRA Contributions

October 19, 2017October 19, 2017

Most people are notoriously bad at saving for their retirement. In fact, over 45% of people have nothing saved for retirement. Despite the fact that the sooner you start saving the less you will need ..

4 Alternative Investment Options for Your IRA

4 Alternative Investment Options for Your IRA

January 13, 2017January 13, 2017

Forbes published a story recently about a famous pianist who died and left her daughter a significant amount of money in her IRA. The daughter wanted to purchase real estate with the money she inherit..

Betterment IRA: Everything You Need to Know

Betterment IRA: Everything You Need to Know

July 21, 2016July 21, 2016

Regardless of your age, it’s important to plan for your retirement, and the sooner you get started the less of a chance you will have of outliving your income. But in this day and age, it can seem l..

How an IRA Can Supplement your Social Security Income

How an IRA Can Supplement your Social Security Income

June 23, 2016June 23, 2016

Using an IRA to supplement your Social Security can improve the quality of your retirement, but there are some things you have to be aware of. Having an IRA can affect your benefits, but it will not r..

How To Turn Your 401k or IRA Into a Paycheck Machine for Life

How To Turn Your 401k or IRA Into a Paycheck Machine for Life

May 19, 2016May 19, 2016

Since the early 1980s, 401(k)s and individual retirement accounts have become the dominant way that workers save for retirement. Yet many workers long for the days of traditional pensions when you cou..

The Secret IRA Your Advisor Doesn’t Know About

The Secret IRA Your Advisor Doesn’t Know About

February 18, 2016February 18, 2016

Most investors mistakenly believe they have a “self-directed IRA” when in fact they really have a multiple choice IRA.  You may self-direct your account as long as you buy stocks, mutual funds, o..

Rolling Over a 401(k) to an IRA

Rolling Over a 401(k) to an IRA

March 20, 2015March 20, 2015

With 401(k) plans becoming less and less useful, many investors are looking for other options to grow their money such as by using Betterment. One of the main drawbacks of the modern 401(k) is it’s ..