When it comes to getting into financial trouble and going bankrupt, many people think the reason is poor finances. While this does play a role, there are other reasons why people go bankrupt. In fact, in some cases, the cause of bankruptcy is out of the control of the person involved.Someone who is doing the right things financially and saving money can still find … [Read more...]
loans
Getting Small Business Capital from LendingClub
Ever since the Great Recession of 2007, many banks have closed their doors on small business loans, as higher costs and more government regulation have made it less profitable for them. Even businesses that are considered to be “financially healthy” are being turned down. This has made it harder for business owners to get the necessary capital to get their company … [Read more...]
Peer-to-Peer Lending as an Alternative to a Bank Loan
Since the rise of peer-to-peer lending, banks have tried to scare people out of participating in these alternative programs. They want to convince people that the safest way to borrow money is through them, but is it really working?Some say that the Great Recession of 2007 was caused by excessive de-regulation mixed with a lack of transparency about the country’s problems. … [Read more...]
Modest Money’s LendingTree Review
If you have been an adult long enough to own a house or a car, chances are the interest rate you received on your loan isn’t as low as one you could receive today. Unfortunately, the best loans in recent history are behind us and unlikely to be seen again within our lifetimes. But this doesn’t mean that the rate you could get now isn’t better than the one you have. Despite this … [Read more...]
Which Peer to Peer Lender Should You Choose?
Peer to peer lending is a new and exciting industry that many people are starting to take advantage of for funding college, weddings, cars, down payments on real estate or to just pay down other debt. The real draw for many people is that the loan originates from average ordinary people and not some too big to fail bank that will harass you a week after your payment was due. … [Read more...]
