3 Critical Factors to Get Pre-Approved for a Mortgage
September 12, 2018
The house buying process can be long and frustrating at times. The worst is when you find a house you love but by the time you get approved for a mortgage, another offer came in and the seller accepte..
4 Simple Tips to Stage Your House for a Quick Sale
April 10, 2018
There are many reasons why you might need to stage your house for a quick sale. Maybe you are getting divorced or need to move for your career. Or maybe you have simply had it with being a homeowner. ..
Mortgage Expert Shares the Most Efficient Way to Pay off Your Home
April 4, 2018
“It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.” – Henry Ford ..
How Paying Off Your Mortgage Early Helps You Retire Sooner
July 28, 2017
It’s one of the most strongly recommended pieces of advice when it comes to early retirement strategies: You need to pay off your mortgage as soon as possible and become debt-free. While the benefit..
Interest Deductions When Refinancing a Reverse Mortgage
June 30, 2016
For many homeowners, a long-held advantage of buying a home has been the ability to write off mortgage interest from their taxable income. It’s also possible for reverse mortgage borrowers to take a..
How Many Mortgage Payments Can Be Missed Before Foreclosure
January 19, 2016
The good news is that if you’re in danger of missing a mortgage payment, you don’t have to worry about foreclosure just yet. Legally, it takes at least 120 days before the foreclosure proc..
Different Approach to Mortgage Loans Outside the US
September 16, 2015
Housing is at the center of the forces which enable people to attain wealth. This is true everywhere in the world, and you see powerful influences coming from all corners: policy and legislation, a lo..
Finding Your Dream Home: 5 Ways to Save Time, Money, and Energy
May 8, 2015
To say the least, finding a dream home is an accomplishment that tops most people’s bucket lists. Whatever the desired location or living requirements of the parties involved, there is no shorta..
Why I Would Pay Off My Mortgage Over Investing in the Market
April 28, 2015
This post has been written by Derek Sall, the owner and head writer of Life And My Finances. I am completely debt free. I have no credit card payments, no car payments, no student loans, and as of Dec..