How Credit Score Affects Interest Rates on a LendingClub Loan
October 1, 2016
We all know that your credit score can be like an albatross hanging around your neck, as it can serve as a painful reminder of any financial mistakes you have made in the past. Not only can it limit y..
LendingClub: A Reliable Platform for the Small Business Owner
September 15, 2016
Based in San Francisco, LendingClub is one of the largest peer-to-peer lending platforms in the world, and it was one of the first companies to offer both securities and loan trading. It started out a..
Our LendingClub Review (A Must Read Before Borrowing or Investing)
July 25, 2016
Modest Money’s LendingClub Review LendingClub in a Nutshell LendingClub is America’s most recognizable name in Peer to Peer (P2P) borrowing. American P2P has had some difficult early years..
Common Problems with Prosper Lending, and How to Avoid Them
May 11, 2016
Prosper is one of America’s two well known Peer to Peer (P2P) lending companies. They provide a way for individual borrowers and lenders (regular people like you and me) to make loan agreements betw..
P2P’s Not Dead – The Best P2P Business Loans in America
April 27, 2016
So what’s the best way to get a P2P Business Loan? Step 1: Live in Europe. Alas, most of you do not. The reason I say this is because P2P is robust in the UK. Lots of competition, healthy regulation..
Peer-to-Peer Lending as an Alternative to a Bank Loan
March 14, 2016
Since the rise of peer-to-peer lending, banks have tried to scare people out of participating in these alternative programs. They want to convince people that the safest way to borrow money is through..
Does Prosper Really Work? A Prosper Review for Borrowers and Investors
February 9, 2016
Peer to peer lending (P2P) is the fastest way for regular people to get affordable loans online. Prosper is one of a number of P2P services that have sprung up in the United States over the past decad..