How Credit Score Affects Interest Rates on a LendingClub Loan

How Credit Score Affects Interest Rates on a LendingClub Loan

October 1, 2016October 1, 2016

We all know that your credit score can be like an albatross hanging around your neck, as it can serve as a painful reminder of any financial mistakes you have made in the past. Not only can it limit your options in life, but ..

LendingClub: A Reliable Platform for the Small Business Owner

LendingClub: A Reliable Platform for the Small Business Owner

September 15, 2016September 15, 2016

Based in San Francisco, LendingClub is one of the largest peer-to-peer lending platforms in the world, and it was one of the first companies to offer both securities and loan trading. It started out as one of the first apps o..

Our LendingClub Review (A Must Read Before Borrowing or Investing)

Our LendingClub Review (A Must Read Before Borrowing or Investing)

July 25, 2016July 25, 2016

Modest Money’s LendingClub ReviewLendingClub in a NutshellLendingClub is America’s most recognizable name in Peer to Peer (P2P) borrowing. American P2P has had some difficult early years, but the basic concept ..

Getting Small Business Capital from LendingClub

Getting Small Business Capital from LendingClub

July 7, 2016July 7, 2016

Ever since the Great Recession of 2007, many banks have closed their doors on small business loans, as higher costs and more government regulation have made it less profitable for them. Even businesses that are considered to ..

Common Problems with Prosper Lending, and How to Avoid Them

Common Problems with Prosper Lending, and How to Avoid Them

May 11, 2016May 11, 2016

Prosper is one of America’s two well known Peer to Peer (P2P) lending companies. They provide a way for individual borrowers and lenders (regular people like you and me) to make loan agreements between each other, using Pro..

P2P’s Not Dead! – The Best P2P Business Loans in America

P2P’s Not Dead! – The Best P2P Business Loans in America

April 27, 2016April 27, 2016

So what’s the best way to get a P2P Business Loan? Step 1: Live in Europe. Alas, most of you do not. The reason I say this is because P2P is robust in the UK. Lots of competition, healthy regulation, and a real commitment t..

Top 5 Reasons to Get a Loan through Prosper

Top 5 Reasons to Get a Loan through Prosper

March 23, 2016March 23, 2016

Prosper, like Lending Club, is one of several peer-to-peer lending companies that have given people a cheaper alternative to what is often found in commercial banks. Their credit requirements aren’t as strict, and they have..

Peer-to-Peer Lending as an Alternative to a Bank Loan

Peer-to-Peer Lending as an Alternative to a Bank Loan

March 14, 2016March 14, 2016

Since the rise of peer-to-peer lending, banks have tried to scare people out of participating in these alternative programs. They want to convince people that the safest way to borrow money is through them, but is it really w..

A Detailed Look at Common LendingClub Complaints

A Detailed Look at Common LendingClub Complaints

February 27, 2016February 27, 2016

LendingClub is one of the first companies to offer peer-to-peer lending services to both individuals and small businesses. It started out as one of the first apps on Facebook, and it has grown considerably since then. As a pu..

Does Prosper Really Work? A 2016 Prosper Review for Borrowers and Investors

Does Prosper Really Work? A 2016 Prosper Review for Borrowers and Investors

February 9, 2016February 9, 2016

Peer to peer lending (P2P) is the fastest way for regular people to get affordable loans online. Prosper is one of a number of P2P services that have sprung up in the United States over the past decade or so. For users with a..

A Lender’s Guide to Prosper

A Lender’s Guide to Prosper

December 14, 2015December 14, 2015

Most of us remember what it was like when the market crashed in late 2007. A chain of events led to one worst economic collapses since the Great Depression. Many people were getting laid off, and there were a record number of..

Which Peer to Peer Lender Should You Choose?

Which Peer to Peer Lender Should You Choose?

January 2, 2015January 2, 2015

Peer to peer lending is a new and exciting industry that many people are starting to take advantage of for funding college, weddings, cars, down payments on real estate or to just pay down other debt. The real draw for many p..

Best Peer To Peer Lending Sites Review

Best Peer To Peer Lending Sites Review

January 24, 2014January 24, 2014

Peer to peer lending gets more and more popular with every passing day. The simple fact is, consumers and small businesses enjoy the low cost loans, and investors really seem to love the returns offered through this kind of i..

A Detailed Prosper Review

A Detailed Prosper Review

July 26, 2013July 26, 2013

   Once in a while, a new investment opportunity comes along that cannot be ignored. These days all of the buzz seems to be about peer to peer lending. After reading about the ROI reported by investors, I just ..