4 Critical Things to Know About 401k Vesting Schedules

4 Critical Things to Know About 401k Vesting Schedules

July 22, 2019July 22, 2019

What is a 401k? A 401k is an employer-sponsored retirement account where employees can contribute a set amount or a percentage of their wages into an investment account which can then be used later for retirement. The investm..

Traditional IRA vs. Roth IRA vs. 401k

Traditional IRA vs. Roth IRA vs. 401k

June 11, 2019June 11, 2019

  Congratulations!  Landing on this page means that you are likely planning your retirement. While it might sound like an ordinary thing to do, most people don’t pay nearly as much attention to their fut..

How to Use the 4% Rule to Thrive in Retirement

How to Use the 4% Rule to Thrive in Retirement

October 19, 2018October 19, 2018

Look at most any magazine or news story related to your money and retirement, and you are going to see outrageously high numbers for what your nest egg should look like. And there is value in knowing that you need to save for..

Why a Roth 401K Plan Makes Sense For You

Why a Roth 401K Plan Makes Sense For You

September 11, 2018September 11, 2018

Most everyone knows about a 401k plan. It is a typical benefit employers provide to help their employees save for retirement. While there are many benefits to investing in a 401k plan, there are some drawbacks. As such, a new..

5 Investments to Diversify Your Retirement Portfolio

5 Investments to Diversify Your Retirement Portfolio

July 20, 2018July 20, 2018

 If you’re like the majority of Americans, you understand the importance of investing your money, but you don’t know where to put your money. Most people who do investment end up putting all their money into a s..

4 Overlooked Benefits of A Roth IRA

4 Overlooked Benefits of A Roth IRA

June 20, 2018June 20, 2018

You hear a lot about how great a Roth IRA is for saving for your retirement. After all, who wouldn’t want their money to grow tax-free and be able to withdraw it tax-free too? But there are some additional benefits to inves..

How to Invest your Retirement Savings

How to Invest your Retirement Savings

February 19, 2018February 19, 2018

If you’re just starting to invest for retirement, you may be making a big mistake without even realizing it. For decades, the industry drumbeat has been that stock investing is extremely challenging for individuals. These d..

The Sneaky Way Inflation Hurts Your Investments

The Sneaky Way Inflation Hurts Your Investments

December 14, 2017December 14, 2017

I’m certain if you watch any news coverage you have heard about inflation. But you might not know what inflation is all about or even how it affects your investments and your money in general. The truth is, inflation can do..

Making Financial Plans for Retirement

Making Financial Plans for Retirement

October 31, 2017October 31, 2017

As we journey through our working years, we typically have two major financial goals: To provide for ourselves during those working years, and to set aside some money for after we retire.  The budgeting process for ..

How to Live Like a Retired King

How to Live Like a Retired King

December 20, 2016December 20, 2016

When you’re young and starting your career, the secret to wealth involves hard work and knowledge that will translate into a successful career. You can always make investments and continue to grow in your field until you re..

Talking Retirement: How to Share Your Retirement Plan with Family

Talking Retirement: How to Share Your Retirement Plan with Family

December 13, 2016December 13, 2016

Planning for retirement can be a contentious issue – in large part because it brings up a lot of worries about both financial security and physical well-being – and this can cause people to avoid talking about the topic. ..

How the Future Will Dramatically Change Your Retirement and Everything Else

How the Future Will Dramatically Change Your Retirement and Everything Else

July 16, 2016July 16, 2016

500 years ago it took a century for significant change to occur. Today, meaningful change can occur in months. It will be our ability to grasp these changes that will radically affect our lives for better or worse. I think v..

For a Prosperous Retirement Master the 4 Phases of Wealth

For a Prosperous Retirement Master the 4 Phases of Wealth

June 8, 2016June 8, 2016

The massive baby boomer generation is retiring and preparing to retire by the millions. According to The AARP 8,000 people turn 65 every day in this country. The biggest generation might be ready to retire physically, psychol..

Your Retirement, Saved (In Under 10 Minutes)

Your Retirement, Saved (In Under 10 Minutes)

July 16, 2015July 16, 2015

Does retirement scare you? You’re not alone. According to the National Institute on Retirement Security, 51% of Americans are concerned that the COVID-19 pandemic has impacted their ability to save for retirement. Most peop..