5 Ways Convenience Hurts Your Latte Factor
April 19, 2019
“What? How on earth can convenience hurt me in any way,” you ask? Actually, it can do so in at least five ways, as you’ll see from this post on how taking shortcuts can hurt your latte factor. L..
Using Financial Calculators to Gain Control of Your Finances
February 21, 2018
In the old days, if you wanted to figure out how you were doing financially, you had to sit down with a pen, paper, and a calculator and do some math. But as technology has advanced and more people to..
Passive Saving as an Alternative to Frugality
November 11, 2015
In the personal finance blogosphere, you see a lot about frugality. Frugal living is essential for many people to achieve financial stability, but it’s not something I talk about very much. That’s..
The Art of Saving – A Basic Guide to Saving Money
September 9, 2015
We are living in an age where we are almost forced to learn how to save money and to try to save in almost every aspect of life in order to improve our living standard. This can sometimes involve seri..
Your Retirement, Saved (In Under 10 Minutes)
July 16, 2015
Does retirement scare you? You’re not alone. According to the National Institute on Retirement Security, 51% of Americans are concerned that the COVID-19 pandemic has impacted their ability to save ..
The Importance of Saving Your Money Starting at a Young Age
March 18, 2015
Saving doesn’t come naturally to most of us. When you’re young, it’s hard to grasp the real value of money. You might watch your friends blow lots of cash on new clothes and toys, or living beyo..
Modest Money Reviews Digit – the Automatic Saving Tool
January 23, 2015
Sometimes, I’ll review products and services and give you a cautious recommendation. This is not one of those reviews. I can unreservedly get behind Digit. If you only read this far, go make a Digit..
Dave Ramsey Shouldn’t Be Teaching Finance Volume 2!
May 5, 2014
To be honest I’m not the type of person that really likes to rag on people and their ideas. So, when I was presented the opportunity to write this series, I was naturally a bit concerned if it was a..
How Much Money Should You Have In Savings Before You Invest?
October 7, 2013
Hey everyone, Josh here again for another Monday Money post! Last week, I talked about what I learned while investing over the past month or so. One of the main points was that due to inflation, when ..