5 Ways Convenience Hurts Your Latte Factor

5 Ways Convenience Hurts Your Latte Factor

April 19, 2019April 19, 2019

“What? How on earth can convenience hurt me in any way,” you ask? Actually, it can do so in at least five ways, as you’ll see from this post on how taking shortcuts can hurt your latte factor. Leaving Power Drainers On ..

Using Financial Calculators to Gain Control of Your Finances

Using Financial Calculators to Gain Control of Your Finances

February 21, 2018February 21, 2018

In the old days, if you wanted to figure out how you were doing financially, you had to sit down with a pen, paper, and a calculator and do some math. But as technology has advanced and more people took an interest in their f..

Passive Saving as an Alternative to Frugality

Passive Saving as an Alternative to Frugality

November 11, 2015November 11, 2015

 In the personal finance blogosphere, you see a lot about frugality. Frugal living is essential for many people to achieve financial stability, but it’s not something I talk about very much. That’s because it is poss..

The Art of Saving – A Basic Guide to Saving Money

The Art of Saving – A Basic Guide to Saving Money

September 9, 2015September 9, 2015

We are living in an age where we are almost forced to learn how to save money and to try to save in almost every aspect of life in order to improve our living standard. This can sometimes involve serious sacrifices. However, ..

Your Retirement, Saved (In Under 10 Minutes)

Your Retirement, Saved (In Under 10 Minutes)

July 16, 2015July 16, 2015

Does retirement scare you? You’re not alone. According to the National Institute on Retirement Security, 51% of Americans are concerned that the COVID-19 pandemic has impacted their ability to save for retirement. Most peop..

The Importance of Saving Your Money Starting at a Young Age

The Importance of Saving Your Money Starting at a Young Age

March 18, 2015March 18, 2015

   Saving doesn’t come naturally to most of us. When you’re young, it’s hard to grasp the real value of money. You might watch your friends blow lots of cash on new clothes and toys, or living beyond thei..

Modest Money Reviews Digit – the Automatic Saving Tool

Modest Money Reviews Digit – the Automatic Saving Tool

January 23, 2015January 23, 2015

Sometimes, I’ll review products and services and give you a cautious recommendation. This is not one of those reviews. I can unreservedly get behind Digit. If you only read this far, go make a Digit account today, and enjoy..

Why It’s So Important to Teach Your Kids About Money

Why It’s So Important to Teach Your Kids About Money

August 5, 2014August 5, 2014

The following is a guest post about teaching your kids about money. If interested in submitting a guest post please read my guest post policy and then contact me.  Greetings, Modest Money readers! Jeremy has been ki..

Dave Ramsey Shouldn’t Be Teaching Finance Volume 2!

Dave Ramsey Shouldn’t Be Teaching Finance Volume 2!

May 5, 2014May 5, 2014

To be honest I’m not the type of person that really likes to rag on people and their ideas. So, when I was presented the opportunity to write this series, I was naturally a bit concerned if it was a good idea or not. Howeve..

How Much Money Should You Have In Savings Before You Invest?

How Much Money Should You Have In Savings Before You Invest?

October 7, 2013October 7, 2013

 Hey everyone, Josh here again for another Monday Money post! Last week, I talked about what I learned while investing over the past month or so. One of the main points was that due to inflation, when my money is sitting..