Tiller Money vs Mint 2024

By: Jeremy Biberdorf


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If you’re tired of trying to make a monthly budget and track your personal capital on paper, online solutions offer an easy way to track your financial life.

The services import all of your financial transactions from connected bank accounts, credit cards, investment accounts, and other accounts. Using the right personal software can make it easier to reach your financial goals, as you’ll be able to identify and track all your expenses.

Of course, not all online solutions are created equally. In this Tiller Money vs Mint comparison, we’ll be comparing two similar services—one free, one paid—to see if the extra features are worth paying for.

Tiller is Better for:Mint is Better for:
Spreadsheet trackingMobile tracking
Daily email summariesInvestment tracking
Those familiar with Excel/Google DocsUsers with limited funds
Advanced financial tracking with spreadsheet integration.Simplified and automated budgeting.
Customizable budgeting and reporting.Mobile-based financial management.
Users comfortable with Google Sheets or Excel.Free credit score monitoring and alerts.

Introducing the Platforms

Tiller Money

tillerhq.com website

Tiller Money is a unique financial tool that caters to individuals who prefer the flexibility and familiarity of spreadsheets for managing their finances. It offers seamless integration with both Google Sheets and Excel, providing a customizable and detailed view of financial activities.

This platform is particularly suited for those who are comfortable with spreadsheet navigation and wish to have a more active role in their financial tracking and analysis. Tiller Money’s key advantage lies in its ability to offer a highly personalized financial overview, adapting to various budgeting styles and offering in-depth insights into spending patterns, investments, and savings.


Mint is a highly accessible and user-friendly mobile budgeting application that simplifies the task of managing personal finances. It’s an ideal choice for individuals who are looking for a straightforward and automated approach to budgeting and expense tracking.

Mint stands out for its ability to categorize transactions automatically, provide real-time alerts, and offer free credit score monitoring. It’s a robust platform for users seeking a comprehensive yet easy-to-use tool to oversee their finances, track investments, and set achievable financial goals.

Tiller Mint
Free Features N/A Account sync, transaction tracking, balance tracking, budgeting tool, alerts/reminder, free credit monitoring, net worth calculator, mobile app, goal-setting tools
Paid Features Account sync, transaction tracking, balance tracking, budgeting tool, customizable spreadsheet, data export, daily email summary N/A
Annual Subscription Fees $79/year $0
Mobile App No Yes (iOS & Android)
Best Use Personal finance and budgeting Personal finance, budgeting, and investment tracking
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Modest Money Overall Rating
4.0 rating based on 5 ratings
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Factor 1: Free Features

First, we’ll be looking at what each platform can offer potential users for free. Finding a free service is a top priority for many people, as their current spending habits and/or debt payoff schedule may not give them the additional funds needed to pay for a subscription service.

Mint is the Better Free Option

  • Mint offers all of its services for free
  • Mint includes credit score monitoring

Tiller Money

Unfortunately, Tiller Money Labs doesn’t offer any of its investment tracking solutions for free. However, they do offer a 30-day free trial, which gives you plenty of time to test out their approach to budgeting.

During this time, you’ll have complete control and access to your account, allowing you to preview the experience of a premium subscription. Once the trial is over, you’ll be charged $79 for the year.

It’s worth noting that Tiller Money Labs claims you can “contact support anytime for a full refund.”


Mint—a product of Intuit—offers its budgeting tool for free. Out of all the budgeting apps around, it’s the #1 most downloaded personal finance app (and for good reason!).

The mobile app easily connects with your financial accounts, such as credit card accounts, bank accounts, investment accounts, or student loan debts. Once connected, it automatically imports financial transactions, sorting each transaction as it’s imported.

You can either let Mint sort transactions into the appropriate spending category automatically, sort them manually, or create your own categories for transactions to track your monthly income and expenses.

In addition to finance tracking, Mint also includes a free credit score monitoring service, making it an excellent option for people who don’t want to spend more money to monitor their finances.

Factor 2: Paid Features

Next, we’ll look at the paid features offered by each service. Premium features can often go a long way towards helping individuals reach their savings goals, giving them advanced options to track their cash flow and predict their financial future.

However, this isn’t a universal truth, so let’s see what each service has to offer in its premium financial dashboard.

Tiller Money Provides a Premium Way to Track Monthly Spending

  • Tiller Money offers a budgeting spreadsheet
  • Mint doesn’t have a premium method of budgeting
  • Tiller Money spreadsheet budget files work with Google Sheets

Tiller Money

Whether you’re trying to track your credit union transactions, monthly savings, or other routine expenses, Tiller Money can show you your entire financial picture in one place. Using Tiller Money Feeds, your entire spreadsheet budget is automatically imported and updated on Google Sheets.

The service offers templates for spreadsheets (so you won’t have to create a Google Sheet from scratch), supports filtering by various budget categories, and can be accessed from either a desktop or a mobile device.

It’s important to note that Tiller Money doesn’t have a dedicated mobile app; you’ll be accessing your updated data via the Google Sheets mobile app. If you’re not a fan of Google Sheets, Tiller Money also works with Excel as well.


Unlike Tiller Money, Mint’s approach to budgeting is that tracking your monthly income, monthly spending, and other types of financial accounts should be free. The positive aspect of this is you’ll never need to spend money to track your personal finances. The downside is that—should you need them—no additional services are available.

Factor 3: Subscription Costs

Those with a smaller monthly income, budget-minded individuals, and people who simply don’t want any unnecessary expenses will want to pay close attention to any ongoing subscription costs. Let’s briefly go over the expenses you can anticipate paying with each service.

Mint is Completely Free

  • Mint doesn’t charge for its service
  • Tiller Money charges a flat rate annually
  • Mint may try to upsell you on other Intuit services

Tiller Money

For instant access to budget spreadsheet tracking and sorted spreadsheet budget categories, Tiller Money charges a fee of $79 for its annual plan. Although this may be a bit higher than your preferred spending target, the expense will likely be beneficial for your financial health in the long term.


Mint doesn’t charge a thing, so you can use the service’s key features like tracking daily expenses, monthly income, and savings goals without paying. Even credit score monitoring is included for free.

The only downside is that Mint, as a part of Intuit, may occasionally try to upsell you on compatible Intuit products.

Factor 4: Ease of Use and Accessibility

Tiller Money is Preferable to Mint

  • Tiller offers a more customizable interface with spreadsheet integration.
  • Its flexibility in adapting to various user needs makes it highly accessible.
  • Ideal for users who prefer detailed and hands-on financial management.

Tiller Money

Tiller Money’s user interface, while requiring a basic understanding of spreadsheets, offers unparalleled flexibility in financial management. Its compatibility with popular spreadsheet applications allows for a highly customizable experience. Users can tailor their financial tracking to their specific needs, making it an ideal platform for those who appreciate detail-oriented financial management.


Mint’s user-friendly design and mobile accessibility make it an excellent choice for users seeking simplicity and automation in their financial tracking. Its ability to automatically categorize transactions and provide real-time alerts offers an effortless way for users to stay on top of their finances.

Factor 5: Customer Support and Resources

Mint is Slightly Better Than Tiller Money Here

  • Mint offers comprehensive customer support and resources.
  • Its user-friendly interface is complemented by a range of supportive tools.
  • Ideal for users who value ease of access and streamlined financial management.

Tiller Money

While Tiller Money offers adequate customer support, its focus is more on providing a flexible platform for users comfortable with managing their finances via spreadsheets. It may not have as extensive a range of support resources as Mint, but it caters well to its target audience.


Mint provides an extensive range of customer support options, including a detailed FAQ section, user guides, and responsive customer service. The platform’s commitment to user support is evident in its array of resources designed to make financial management as straightforward as possible.

Tiller Money vs Mint: Which Service is Superior?

For the average person, Mint should be adequate to track their daily expenses. However, it does categorize transactions incorrectly on occasion, which means you’ll need to pay attention when new transactions are added.

The service is offered as a mobile app, which may be the preferred option for some users. You can sign up for Mint by heading over to their website to create a free account.

However, for people who are more serious about accurately tracking their spending and savings activity, we think that Tiller Money is the superior option. Having instant access to comprehensive spreadsheets on a desktop/laptop is crucial for accurate finance tracking, and that’s exactly what Tiller Money offers.

You can sign up for a free 30-day trial by clicking here.

Learn More About Tiller Money

Frequently Asked Questions

What differentiates Tiller Money from other budgeting tools?

Tiller Money stands out for its integration with spreadsheets, offering a high degree of customization and control. It caters to users who prefer a more active and detailed approach to managing their finances.

How does Mint simplify budgeting for its users?

Mint simplifies budgeting by automatically categorizing transactions and providing real-time alerts. Its mobile app offers an easy and accessible way to track spending and monitor financial goals.

Is Tiller Money suitable for beginners in financial management?

Tiller Money is suitable for beginners who are comfortable with basic spreadsheet usage. It offers a customizable platform for users to grow their financial management skills.

Does Mint offer investment tracking capabilities?

Yes, Mint provides investment tracking capabilities, allowing users to monitor their investment accounts alongside their day-to-day financial transactions.

What kind of customer support does Tiller Money provide?

Tiller Money offers customer support through email and a comprehensive help center, catering to technical and general inquiries about the platform.

Can I use Mint for long-term financial planning?

Yes, Mint’s budgeting tools and financial tracking capabilities can be effectively used for long-term financial planning, offering a holistic view of your financial health.

Is there a mobile app available for Tiller Money?

Tiller Money does not have a dedicated mobile app; users access their financial data via the Google Sheets or Excel mobile app.

Are there any costs associated with using Mint?

Mint is a free service, offering its key features like transaction tracking and credit score monitoring without any charges. However, it may promote other Intuit products.