Jeremy Biberdorf
By: Jeremy Biberdorf
March 6, 2022

Yieldstreet Review 2024

Jeremy Biberdorf
By: Jeremy Biberdorf
March 6, 2022

Disclosure

Disclosure: This page may contain affiliate links. This means we earn a small commission (at no additional cost to you) if you purchase a product through our links.
Disclosure: This page may contain affiliate links. This means we earn a small commission (at no additional cost to you) if you purchase a product through our links.
Yieldstreet

4.25/5

4.3 rating based on 5 ratings

GET STARTED

In a nutshell: Yieldstreet is the crowdfunding investment platform empowering people to put their money into alternative investment assets, such as commercial real estate, marine investments, and artwork.

If you’re looking to diversify your portfolio, our Yieldstreet review shows it could be an option well worth examining.

FeesMinimum InvestmentPromotion
0-2% annual management fee$10,000Get a free account
Pros & Cons
Pros
  • Access to a diverse array of alternative investments
  • Opportunities for high returns
  • Regular dividend payouts
Cons
  • High investment minimums
  • Risky assets

Compare to Other Investment Platforms

Yieldstreet Logo
4.2 rating based on 5 ratings
4.2/5
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Fees0-2% annual management fee

EquityMultiple Logo
4.5 rating based on 5 ratings
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FeesBetween .5% and 1.5%, depending on investment type

Fundrise Logo
4.6 rating based on 5 ratings
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Fees1%

Yieldstreet Review Introduction

yieldstreet.com website

Yieldstreet is an option for investors who want to diversify. If you’re looking to invest in riskier assets with the prospect of high returns, this is the platform that gives you access to them. You’re investing in the debt instruments behind alternative investment assets, so remember that you are essentially lending your money.

Note that Yieldstreet is not aimed at investors with a small amount of capital. The ideal investor is someone who already has a six-figure portfolio and wants to diversify beyond what they can do with an ordinary brokerage.

Find out more about how Yieldstreet works with the help of Modest Money. Read through our Yieldstreet review to decide if this is a platform worth pursuing.

External Yieldstreet Reviews & Ratings

SiteRating
NerdWallet4.7
The Savvy Couple4.7
WallStreetZen4.5
Best Wallet Hacks4.2
Business Insider4

Here are some reviews from traders who have experienced the platform firsthand:

“Yieldstreet offers a great portfolio of diversified offerings for all risk profiles. If you need more guidance and assistance picking investments there are many resources available. The web platform and app is easy to use and offers many features.”
“I like the options given by yield street. Like the historical performance and expect the same to continue.”
“Good opportunity for non-accredited investors to get into Alternatives with high yields! Very easy UI to navigate and understand.”
“If you’re an accredited investor (a federal government SEC rule, not something YieldStreet controls), YieldStreet gives you access to some of the best asset-based investments. Skip the volatility of the stock market but get the same average annual return in the long run!”

What is Yieldstreet?

Product NameYieldstreet
ServicesCrowdfunded investments
Management Fees0%-2.5%
Customer ServicePhone support
PromotionsNone

Yieldstreet was founded in 2014 in New York City by Milind Mehere and Michael Weisz. Mehere boasts a lot of experience in starting companies, as he was one of the founders of Yodle. Since 2014, the company has gone from strength to strength in acquiring other companies in various sectors, including within the art world.

Previously, the platform was open exclusively to accredited investors, freezing out most people. Yieldstreet has made changes and expects to welcome more non-accredited investors in the near future.

While these investments represent a chance to make serious gains, their alternative nature means that this is not the platform for novices. An intimate understanding of the markets is required to invest in these sectors.

How Does Yieldstreet Work?

We believe that Yieldstreet is an opportunity to get into investments that were previously inaccessible to all but the wealthiest Americans. The crowdfunded nature of these investments opens up chances to diversify your portfolio in ways never thought possible.
Here’s what you need to know about how Yieldstreet works.

Minimum Investment

The company claims that the minimum investment is $10,000. Realistically, investment minimums are significantly higher than this. Some past deals have reportedly required a minimum investment of $60,000 to get involved.

However, if investing in the Prism Fund or a short-term note, minimum investments begin at just $500.

Investment Offerings

Yieldstreet secured debt investments on several asset categories, such as marine, art, litigation, and real estate. You’ll find every investment offering on the company’s website with all the necessary details.

One advantage of the platform is that they’re incredibly transparent regarding how long an investment is expected to run and the expected annual return. Furthermore, when you invest with Yieldstreet, you receive a full breakdown of why the company believes a specific investment can be profitable.

They offer their whole reasoning behind why they have decided to feature an opportunity on their website.

The Yieldstreet Investment Process

All investments on the site are backed by an underlying asset of some kind, such as a piece of real estate, a boat, or even a legal settlement. Even when loans go into default, the company still has a way of recovering its money.

Like any investment, there are no guaranteed returns. You will need to accept taking on considerable risk if you decide to create an account with Yieldstreet.

Understand that you’re not taking a share of any of these assets. You’re lending money and making a return on the yields paid by the borrower on these assets. The platform takes a fee from its investors for managing loans, collecting payments, and distributing returns to its investors.

Your investment is a crowdfunded loan to the asset owner, and it’s the asset that secures the debt.

Yieldstreet Fees

Yieldstreet charges anywhere from 0% to 2% in management fees yearly. Only its short-term notes don’t carry any fees. Before you invest in a particular deal, Yieldstreet publishes its fees clearly so you can decide if it’s worth it to you.

The borrower pays the fees on the investment rather than the investor. In other words, if a borrower fails to pay, Yieldstreet experiences the same pain as the investor.

Investors pay an annual fee based on the structure of the loan. A Special Purpose Vehicle invites a $100 yearly charge, whereas a Borrower Payment Dependent Note charges $150. These fees only apply to the first year. Subsequent years see these fees decline to $70 and $30 respectively.

If investing in any of the platform’s funds, such as the Yieldstreet Prism Fund, you’ll pay a 1% management fee and administrative expenses of 0.5% or less.

Is Yieldstreet Right for You?

Yieldstreet is a great alternative investment platform for people who want to go beyond the services offered by a traditional brokerage. However, the high account minimums and the need to be accredited for many deals means these investments are reserved for those with large, established portfolios.

Other than that, it’s a legit company that has proven itself as a profitable proposition. If you’re searching for a high-yield investment, Yieldstreet could be the platform for you.

Create a free account with Yieldstreet to start investing now.

Frequently Asked Questions

Yieldstreet does have a long history of success. More than $1.3 billion has been invested in the site, with almost $750 million in profits returned to investors. Its net IRR is a tremendous 11.54%, as it stands.

Like most crowdfunded investments, you’re required to hold for the duration of the investment. If an investment duration is two years, you must stay in for two years. These investments are long-term commitments and cannot be day traded like stocks.

The only risk to investors is the borrower defaulting on a loan. It has happened before, but due to all investments being backed by an underlying asset, the company does have ways of recouping investor money.

For a limited time get a free Yieldstreet account!Sign Up Today