Betterment: A Better Way to Manage a Trust Fund

Betterment: A Better Way to Manage a Trust Fund

July 17, 2015July 17, 2015

Generally, when I think of people with trust funds, I think of elderly gentlemen smoking cigars and drinking chardonnay behind a desk made of mahogany in an office the size of a small apartment. Bette..

Your Retirement, Saved (In Under 10 Minutes)

Your Retirement, Saved (In Under 10 Minutes)

July 16, 2015July 16, 2015

Does retirement scare you? You’re not alone. According to the National Institute on Retirement Security, 51% of Americans are concerned that the COVID-19 pandemic has impacted their ability to save ..

5 Things I Wish I’d Known Before I Bought My Home

5 Things I Wish I’d Known Before I Bought My Home

July 15, 2015July 15, 2015

Buying your first home and real estate property is a huge move for most people. It’s probably the biggest purchase they’ll ever make. The large amount of debt they’ll have, along with the monthl..

Should You Tap Into Your Home’s Equity?

Should You Tap Into Your Home’s Equity?

July 10, 2015July 10, 2015

If you’re like most Americans, your house is your most valuable asset. This means you’re sitting on a virtual gold mine, and who doesn’t want to capitalize on their assets? Whether i..

Buying Property Overseas: Avoiding the Common Investor Pitfalls

Buying Property Overseas: Avoiding the Common Investor Pitfalls

June 23, 2015June 23, 2015

When you think about investing in property, you might only think about what’s in your neck of the woods. But, if you only look in your own country, you might be missing out on fantastic deals in oth..

Betterment Continues to Revolutionize the Way Real People Invest

Betterment Continues to Revolutionize the Way Real People Invest

June 19, 2015June 19, 2015

With more than half of Americans not investing in the stock market at all, it is little wonder that investment needs a revolution. People have a lot of reasons for not investing. Some people don’t u..

How to Choose the Best Life Insurance Company For You

How to Choose the Best Life Insurance Company For You

June 16, 2015June 16, 2015

Most lists that deal with the best life insurance companies include the best companies overall. That will include factors such as size, financial rating, and industry and customer recognition. But we..

California Housing Financing Agency Helps First Time Homebuyers

California Housing Financing Agency Helps First Time Homebuyers

June 10, 2015June 10, 2015

California has one of the most challenging real estate markets for first-time homebuyers. Several cities in California have average home prices which far exceed the average person’s ability to pay. ..

Why I Like Low Yielding Dividend Stocks

Why I Like Low Yielding Dividend Stocks

June 5, 2015June 5, 2015

Dividends are wonderful.  Buy stock in a strong dividend payer, and you’ve now got a reliable stream of passive income coming your way each quarter. Many great personal finance sites are devote..

Forex 101: How to Protect Your Portfolio

Forex 101: How to Protect Your Portfolio

June 4, 2015June 4, 2015

In the world of forex, investing successfully is about more than just turning a profit. The currency markets are incredibly complex and high-risk and, as a result, making money in isolation is no use ..

Universal Currency May Not Be As Far Off As You Think

Universal Currency May Not Be As Far Off As You Think

June 3, 2015June 3, 2015

Conspiracy theorists have long heralded the coming day of a single, world government and the like. And while this is an intimidating idea for some, it’s likely to exist in some form someday. We can ..

How To Find The Forex Broker For You

How To Find The Forex Broker For You

June 2, 2015June 2, 2015

There are a lot of steps that ensure you are successful when it comes to investing your money. While many investors focus on which investments they will be putting their money into for the maximum ret..

Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”

Dave Ramsey vs Suze Orman – Battle of the Personal Finance “Experts”

May 27, 2015May 27, 2015

There are two power players when it comes to personal finance, Dave Ramsey & Suze Orman. Dave says to have a $1,000 emergency fund immediately. Suze says to save a little bits at a time. Each one ..

Four Top Financial Mistakes Homeowners Make

Four Top Financial Mistakes Homeowners Make

May 20, 2015May 20, 2015

Our focus with a home tends to be on our lifestyle and family relating to living our lives.  Yet a home is our largest financial asset and it is a large physical asset that needs to be managed.  He..

Should You Sell or Rent Your Family Home?

Should You Sell or Rent Your Family Home?

May 11, 2015May 11, 2015

If it’s finally time to say goodbye to the family home, some hard decisions need to be made. Chief among them is deciding whether to sell it and use the funds to buy a new home more in line with you..

Finding Your Dream Home: 5 Ways to Save Time, Money, and Energy

Finding Your Dream Home: 5 Ways to Save Time, Money, and Energy

May 8, 2015May 8, 2015

To say the least, finding a dream home is an accomplishment that tops most people’s bucket lists. Whatever the desired location or living requirements of the parties involved, there is no shorta..

Why it Pays to Have an Interactive Broker

Why it Pays to Have an Interactive Broker

May 6, 2015May 6, 2015

Many new investors are encouraged to go it alone. If you’ve read more than a few books on investment, you’ve found a general consensus that it’s important to figure this stuff out yourself. Afte..

Why I Would Pay Off My Mortgage Over Investing in the Market

Why I Would Pay Off My Mortgage Over Investing in the Market

April 28, 2015April 28, 2015

This post has been written by Derek Sall, the owner and head writer of Life And My Finances. I am completely debt free. I have no credit card payments, no car payments, no student loans, and as of Dec..

Thinking About Buying a Stock? Stop & Think About This First

Thinking About Buying a Stock? Stop & Think About This First

April 27, 2015April 27, 2015

I am a simple man, and I like Bank of America (BAC) this year.  We all know interest rates have been low for a long time and we all know they are going to rise.  It is only a matter of when.  We al..

Investing In Precious Metals for Your Child’s Future

Investing In Precious Metals for Your Child’s Future

April 20, 2015April 20, 2015

Every parent is concerned with providing for his or her child’s future. We want to feel secure knowing that if anything were to happen to us, our children would be taken care of. This is why man..

Top 5 Ways to Protect your Assets

Top 5 Ways to Protect your Assets

April 13, 2015April 13, 2015

By: Robert B. Wolfe, CFP® Depending on the state of one’s legal residence, the strategies and techniques for asset protection can vary. As an example, for those living in the State of Florida, the ..

How to Become a Full-Time Investor

How to Become a Full-Time Investor

March 31, 2015March 31, 2015

Would you like to become a full-time investor? It might take years but many people manage it. However, at the same time, others try and fail. So, what is it that sets the successful ones apart from th..

The Place of Forex Trading in a Diversified Portfolio

The Place of Forex Trading in a Diversified Portfolio

March 26, 2015March 26, 2015

Forex trading is something you see a lot in the personal finance blogosphere. So I think it’s important to write about, to explain the ins and outs, and help my readers make educated decisions when ..

Rolling Over a 401(k) to an IRA

Rolling Over a 401(k) to an IRA

March 20, 2015March 20, 2015

With 401(k) plans becoming less and less useful, many investors are looking for other options to grow their money such as by using Betterment. One of the main drawbacks of the modern 401(k) is it’s ..

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